Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 0.5 to 0.
Financials
Financial year 2025
ALoan from Pepingen, company number BE0455628992, closed financial year 2025 with a result of € 189,412 after tax. For that financial year ALoan recorded a gross margin of € 259,899 and equity of € 283,995. Compared with financial year 2024, the result moved from € 13,793 to € 189,412. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ 283,995
▲ € 269,412 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 189,412
▲ € 175,619 vs 2024
Profit after tax over the fiscal year.
€ 334,075
▲ € 334,009 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 141,022.
People and assets in 2025
0
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 37
▼ € 13,764 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 732
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 69,241
▲ € 59,813 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 23,738 | € 37,771 | € 35,570 | € 259,899 | ▲ € 224,328 |
| Profit after taxes | € -10,969 | € 1,847 | € 13,793 | € 189,412 | ▲ € 175,619 |
| Equity | € -2,057 | € -210 | € 14,583 | € 283,995 | ▲ € 269,412 |
| Total debts | € 26,422 | € 19,639 | € 13,711 | € 72,119 | ▲ € 58,408 |
| Cash | € 15,029 | € 7,665 | € 66 | € 334,075 | ▲ € 334,009 |
| Retained profit | € -64,030 | € -62,183 | € -48,390 | € 141,022 | ▲ € 189,412 |
| Bank debt | € 5,277 | € 778 | € 0 | € 0 | |
| Balance sheet total | € 24,365 | € 19,429 | € 28,294 | € 356,114 | ▲ € 327,819 |
| Employees (FTE) | - | 0.5 | 0.3 | 0 | ▼ 0.3 |
Key figures of ALoan, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ALoan?
What happened at ALoan in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 189,412 (▲ € 175,619 vs 2024). Source: NBB ↗
- Servan BV became a director. NBB
- Allround Finance BV became a director. NBB
- New establishment in Halle. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,969 loss in 2022 to € 189,412 profit in 2025.
Paid € 78,669 in corporate taxes since 2022.
Best year ever: 2025, with € 189,412 profit.
Management
The stake of WISE CONSULT, MEDISCH KABINET DOKTER LERMINIAUX, iFin comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ALoanBehind ALoan are Servan BV and Allround Finance BV. The shares are held by WISE CONSULT (100%), MEDISCH KABINET DOKTER LERMINIAUX (100%) and iFin (55.6%).
Directors
According to the 2025 annual accounts
Director · represented by Serge Vanlulle
Also active at: iFin, High Five Next Day Smart Living, NEXT DAY INVESTMENT PARTNERS II, WISE CONSULT, High Five, Business for Business
since 2024
Director · represented by Chris Van der Speeten
Also active at: iFin, High Five Next Day Smart Living, WISE CONSULT, High Five, Business for Business
since 2024
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Ninoofsesteenweg(P) 93B
1670 Pepingen
Parklaan 1 box Bus 01
1500 Halle
Active since 5 September 1995
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0455.628.992
- VAT number
- BE 0455.628.992
- Registered office
- Ninoofsesteenweg(P) 93B, 1670 Pepingen
- Names & denominations
- ALoan
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 July 1995
- Peppol
- Active · Active since 14 Jan 2026