Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
BRASSCHAAT FINANCIAL HOLDING from Brasschaat, company number BE0891958550, closed financial year 2025 with a result of € -1.6 million after tax. For that financial year BRASSCHAAT FINANCIAL HOLDING recorded revenue of € 1.7 million and equity of € 61.3 million. Compared with financial year 2024, the result moved from € -2 million to € -1.6 million. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.
€ 61.3 million
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1.6 million
▲ 20 % less loss than in 2024
Profit after tax over the fiscal year.
€ 447,187
▲ 101% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 22 million.
People and assets in 2025
2
▲ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 327,780
▲ 29% vs 2024
€ 163,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,086
▼ 9% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 544,634
▲ 38% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 91 days on average.
€ 76,648
▼ 34% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 4,695,479 | € 2,549,533 | € 1,802,782 | € 1,695,737 | ▼ 6% |
| Profit after taxes | € -19,161,104 | € -3,712,837 | € -2,015,628 | € -1,612,322 | ▲ € 403,306 |
| Equity | € 73,639,253 | € 69,913,803 | € 67,898,175 | € 61,285,853 | ▼ 10% |
| Total debts | € 75,434,322 | € 74,530,408 | € 46,406,719 | € 53,527,599 | ▲ 15% |
| Cash | € 4,259,964 | € 1,220,694 | € 222,294 | € 447,187 | ▲ 101% |
| Retained profit | € 31,162,272 | € 27,449,434 | € 25,433,806 | € 22,013,411 | ▼ 13% |
| Dividend | € 0 | € 0 | € 0 | € 1,808,073 | |
| Bank debt | € 28,000,000 | € 28,000,000 | € 0 | € 0 | |
| Balance sheet total | € 149,073,575 | € 144,444,210 | € 114,304,894 | € 114,813,451 | |
| Employees (FTE) | 3.8 | 2.1 | 1.8 | 2 | ▲ 0.2 |
Key figures of BRASSCHAAT FINANCIAL HOLDING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BRASSCHAAT FINANCIAL HOLDING?
What happened at BRASSCHAAT FINANCIAL HOLDING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Stephan Bernaerts stepped down as director. NBB
- Ilse Bernaerts stepped down as director. NBB
- Vera Cox stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 1.6 million. Source: NBB ↗
- Stephan Bernaerts became a director. NBB
- Ilse Bernaerts became a director. NBB
- Vera Cox became a director. NBB
- New establishment in Brasschaat. KBO
In short
From € 19.2 million loss in 2022 to € 1.6 million loss in 2025.
Paid € 18,694 in corporate taxes since 2022.
Paid out € 1.8 million in dividends to the owners in total.
Pays suppliers within 91 days on average.
A new publication or filing at BRASSCHAAT FINANCIAL HOLDING? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by Stephan Bernaerts (50%) and Ilse Bernaerts (50%). It owns 100% of Amandel, 100% of ISVG, 100% of DE WILLE and 100% of Bernaerts Tyres International itself.
Directors
According to the 2025 annual accounts
Stephan Bernaerts
Persoon belast met dagelijks bestuur
Owns 50% directly
Also active at: IMMO SINT JOZEF, DE WILLE, IMOBE, COBERNA, VAARTKAAI, Brass 1, Brass 2, ANTWERP SOUTH LOGISTICS DEVELOPMENT +4 more
since 2024 · until 2030
Ilse Bernaerts
Persoon belast met dagelijks bestuur
Owns 50% directly
Also active at: IMMO SINT JOZEF, DE WILLE, IMOBE, COBERNA, VAARTKAAI, Brass 1, Brass 2, ANTWERP SOUTH LOGISTICS DEVELOPMENT +5 more
since 2024 · until 2030
Shareholders
Stephan Bernaerts · director
50%
Ilse Bernaerts · director
50%
Participations
Establishments
Establishment units
Physical locations of this company
Bisschoppenhoflei 20
2930 Brasschaat
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →IMMO SINT JOZEF same network
€ 84,164 gross margin · 2025
IMOBE same network
€ 4.8 million gross margin · 2025
COBERNA same network
€ 4.5 million gross margin · 2025
VAARTKAAI same network
€ 927,015 gross margin · 2025
Antwerp South Logistics same network
€ 4.5 million gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0891.958.550
- VAT number
- BE 0891.958.550
- Registered office
- Bisschoppenhoflei 20, 2930 Brasschaat
- Names & denominations
- BRASSCHAAT FINANCIAL HOLDING
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 September 2007
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- [email protected]
- Activities · NACE
Managementactiviteiten van holdings
Activiteiten van holdings
Financiële holdings
Holdings
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