Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IMOBE from Brasschaat, company number BE0443351762, closed financial year 2025 with a result of € 722,240 after tax. For that financial year IMOBE recorded a gross margin of € 4.8 million and equity of € 29.6 million. Compared with financial year 2024, the result moved from € 555,812 to € 722,240. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.
€ 29.6 million
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 722,240
▲ 30% vs 2024
Profit after tax over the fiscal year.
€ 538,952
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 2.5 million paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
€ 25.2 million
▼ 3% vs 2024
€ 647,522 is repaid this year. At this pace the long-term loan is gone in ≈ 39 years.
€ 144,863
▼ 63% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 49,982
▼ 81% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 4,306,665 | € 5,028,309 | € 4,679,361 | € 4,765,597 | ▲ 2% |
| Profit after taxes | € 591,011 | € 1,315,331 | € 555,812 | € 722,240 | ▲ 30% |
| Equity | € 30,996,549 | € 32,311,880 | € 31,367,692 | € 29,589,931 | ▼ 6% |
| Total debts | € 35,102,510 | € 35,200,783 | € 32,599,625 | € 29,254,538 | ▼ 10% |
| Cash | € 599,900 | € 3,350,645 | € 532,453 | € 538,952 | ▲ 1% |
| Land & buildings | € 51,708,296 | € 49,463,999 | € 46,932,348 | € 44,543,398 | ▼ 5% |
| Retained profit | € -1,586,776 | € 764,508 | € 856,272 | € 114,464 | ▼ 87% |
| Dividend | € 0 | € 0 | € 1,500,000 | € 2,500,000 | ▲ 67% |
| Bank debt | € 27,159,945 | € 26,512,423 | € 25,864,902 | € 25,217,380 | ▼ 3% |
| Balance sheet total | € 66,099,058 | € 67,512,663 | € 63,967,316 | € 58,844,470 | ▼ 8% |
Key figures of IMOBE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMOBE?
What happened at IMOBE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Stephan Bernaerts stepped down as director. NBB
- Ilse Bernaerts stepped down as director. NBB
- Brasschaat Financial Holding NV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 722,240 (▲ 30% vs 2024). Source: NBB ↗
- Stephan Bernaerts became a director. NBB
- Ilse Bernaerts became a director. NBB
- Brasschaat Financial Holding NV became a director. NBB
- New establishment in Antwerpen. KBO
In short
From € 591,011 profit in 2022 to € 722,240 profit in 2025.
Paid € 1.4 million in corporate taxes since 2022.
Best year ever: 2023, with € 1.3 million profit.
Paid out € 4 million in dividends to the owners in total.
Management
The stake of Brass 2 comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
IMOBEThe shares are held by BRASS 1 (100%) and Brass 2 (0%).
Directors
According to the 2025 annual accounts
Stephan Bernaerts
Persoon belast met dagelijks bestuur
Also active at: IMMO SINT JOZEF, DE WILLE, COBERNA, VAARTKAAI, Brass 1, Brass 2, ANTWERP SOUTH LOGISTICS DEVELOPMENT, Brass 3 +4 more
since 2024 · until 2030
Ilse Bernaerts
Persoon belast met dagelijks bestuur
Also active at: IMMO SINT JOZEF, DE WILLE, COBERNA, VAARTKAAI, Brass 1, Brass 2, ANTWERP SOUTH LOGISTICS DEVELOPMENT, Brass 3 +5 more
since 2024 · until 2030
Brasschaat Financial Holding NV
Director · represented by Vera Cox
Also active at: DE WILLE, COBERNA, VAARTKAAI, Brass 1, Brass 2, ANTWERP SOUTH LOGISTICS DEVELOPMENT, Brass 3, ISVG +2 more
since 2024 · until 2030
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Bisschoppenhoflei 20
2930 Brasschaat
Noordersingel 7-27
2140 Antwerpen
Active since 11 March 1991
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →IMMO SINT JOZEF same network
€ 84,164 gross margin · 2025
COBERNA same network
€ 4.5 million gross margin · 2025
VAARTKAAI same network
€ 927,015 gross margin · 2025
Antwerp South Logistics same network
€ 4.5 million gross margin · 2025
BRASSCHAAT FINANCIAL HOLDING same network
€ 1.7 million revenue · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0443.351.762
- VAT number
- BE 0443.351.762
- Registered office
- Bisschoppenhoflei 20, 2930 Brasschaat
- Names & denominations
- IMOBE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 February 1991
- Peppol
- Active · Active since 21 Oct 2026
- Contact
- [email protected]
- Activities · NACE
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen