Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2024; threshold 65 %.
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Late annual account NBB
Fiscal year 2024 was filed 223 days after the legal deadline.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
SUMMUM INVEST from Herstal, company number BE0890856611, closed financial year 2024 with a result of € -2,689 after tax. For that financial year SUMMUM INVEST recorded a gross margin of € 0 and equity of € -503,620. Compared with financial year 2023, the result moved from € -12,528 to € -2,689. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 11, 2026.
€ -503,620
▼ € 2,689 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,689
▲ 79 % less loss than in 2023
Profit after tax over the fiscal year.
€ 5
▼ 73% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -522,220.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 17,627
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € -1,235 | € -1,652 | € -1,204 | € 0 | ▲ € 1,204 |
| Profit after taxes | € -1,673 | € -266,839 | € -12,528 | € -2,689 | ▲ € 9,839 |
| Equity | € -221,564 | € -488,403 | € -500,931 | € -503,620 | ▼ € 2,689 |
| Total debts | € 528,679 | € 547,213 | € 559,692 | € 562,367 | |
| Cash | € 330 | € 8 | € 19 | € 5 | ▼ 73% |
| Retained profit | € -240,164 | € -507,003 | € -519,531 | € -522,220 | ▼ € 2,689 |
| Balance sheet total | € 307,115 | € 58,810 | € 58,761 | € 58,747 |
Key figures of SUMMUM INVEST, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SUMMUM INVEST?
What happened at SUMMUM INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 2,689. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 1,673 loss in 2021 to € 2,689 loss in 2024.
Paid € 27,953 in corporate taxes since 2021.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SUMMUM INVEST is Michel Jarczak. It owns 32% of LA MAREE itself.
Directors
According to the 2024 annual accounts
Michel Jarczak
Director
Establishments
Establishment units
Physical locations of this company
En Hayeneux 10 box 16
4040 Herstal
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
CYBERNET, BE
Website info
Features
Security
Details
- Company number
- 0890.856.611
- VAT number
- BE 0890.856.611
- Registered office
- En Hayeneux 10 bus 16, 4040 Herstal
- Names & denominations
- SUMMUM INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 July 2007
- Peppol
- Not registered
- Contact
- maree.be
- Activities · NACE
Overige rechtskundige dienstverlening