Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
-
Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
TER GRACHT from Wevelgem, company number BE0890849681, closed financial year 2024 with a result of € -20,180 after tax. For that financial year TER GRACHT recorded a gross margin of € 59,049 and equity of € -208,564. Compared with financial year 2023, the result moved from € -16,714 to € -20,180. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2025.
€ -208,564
▼ € 20,180 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -20,180
▼ 21 % more loss than in 2023
Profit after tax over the fiscal year.
€ 25,007
▲ 137% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -300,764.
People and assets in 2024
2.6
▼ 0.2 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 10,714
▼ 3% vs 2023
€ 4,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,023
▼ 15% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 131,986
▼ 14% vs 2023
€ 71,093 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 24,729
▼ 26% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 5,334
▼ 14% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Gross margin | € 50,809 | € 56,220 | € 59,049 | ▲ 5% |
| Profit after taxes | € -13,254 | € -16,714 | € -20,180 | ▼ € 3,466 |
| Equity | € -171,671 | € -188,385 | € -208,564 | ▼ € 20,180 |
| Total debts | € 471,374 | € 468,819 | € 478,274 | ▲ 2% |
| Cash | € 8,873 | € 10,549 | € 25,007 | ▲ 137% |
| Land & buildings | € 231,590 | € 189,067 | € 146,832 | ▼ 22% |
| Retained profit | € -263,871 | € -280,585 | € -300,764 | ▼ € 20,180 |
| Bank debt | € 191,578 | € 152,855 | € 131,986 | ▼ 14% |
| Balance sheet total | € 299,703 | € 280,435 | € 269,710 | ▼ 4% |
| Employees (FTE) | - | 2.8 | 2.6 | ▼ 0.2 |
Key figures of TER GRACHT, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 30 April 2026.
What happened to TER GRACHT?
What happened at TER GRACHT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 20,180. Source: NBB ↗
- A&L became a director. NBB
- New establishment in Wevelgem. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,254 loss in 2022 to € 20,180 loss in 2024.
On average € 22,700 of value added per employee in 2024.
A new publication or filing at TER GRACHT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of A&L comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
TER GRACHTBehind TER GRACHT is A&L. The shares are held by A&L (100%).
Directors
According to the 2024 annual accounts
since 2017
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Wittemolenstraat 152
8560 Wevelgem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0890.849.681
- VAT number
- BE 0890.849.681
- Registered office
- Wittemolenstraat 152, 8560 Wevelgem
- Names & denominations
- TER GRACHT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 July 2007
- Peppol
- Active · Active since 4 Mar 2026
- Contact
- tergracht.be
- Activities · NACE
Gastenkamers
Gites, vakantiewoningen en -appartementen
Verschaffen van overig logies voor kortstondig verblijf
Activiteiten van eetgelegenheden met volledige bediening
Teelt van andere granen dan rijst, en van peulgewassen en oliehoudende zaden
Verhuur en exploitatie van terreinen
Teelt van groenten, meloenen en wortel- en knolgewassen
Restaurants van het traditionele type
+2