Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
KLAVERTJE 4 from Turnhout, company number BE0888720136, closed financial year 2025 with a result of € 5,633 after tax. For that financial year KLAVERTJE 4 recorded a gross margin of € 620,109 and equity of € -21,492. Compared with financial year 2024, the result moved from € 52,543 to € 5,633. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2026.
€ -21,492
▲ € 5,633 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,633
▼ 89% vs 2024
Profit after tax over the fiscal year.
€ 31,916
▼ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
12.2
▲ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 610,032
▲ 9% vs 2024
€ 50,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,511
▼ 42% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 11,916
▲ € 10,556 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 58,422
▼ 3% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 533,208 | € 603,046 | € 613,453 | € 620,109 | ▲ 1% |
| Profit after taxes | € 12,130 | € 42,942 | € 52,543 | € 5,633 | ▼ 89% |
| Equity | € -122,609 | € -79,668 | € -27,125 | € -21,492 | ▲ € 5,633 |
| Total debts | € 234,223 | € 194,023 | € 97,518 | € 77,781 | ▼ 20% |
| Cash | € 63,928 | € 88,379 | € 43,791 | € 31,916 | ▼ 27% |
| Retained profit | € -122,609 | € -79,668 | € -27,125 | € -21,492 | ▲ € 5,633 |
| Balance sheet total | € 111,614 | € 114,356 | € 70,393 | € 56,290 | ▼ 20% |
| Employees (FTE) | 12.8 | 11.3 | 11.5 | 12.2 | ▲ 0.7 |
Key figures of KLAVERTJE 4, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KLAVERTJE 4?
What happened at KLAVERTJE 4 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,633 (▼ 89% vs 2024). Source: NBB ↗
- Stef Van Gorp became a director. NBB
- Sarah Schroyens became a director. NBB
- Pieter Cnaepkens stepped down as director. NBB
- Tom Lamberigts became a director. NBB
- Pieter Cnaepkens became a director. NBB
- Natalie Deppe stepped down as director. NBB
- Dimitri Venicx stepped down as director. NBB
In short
From € 12,130 profit in 2022 to € 5,633 profit in 2025.
Best year ever: 2024, with € 52,543 profit.
On average € 50,800 of value added per employee in 2025.
A new publication or filing at KLAVERTJE 4? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind KLAVERTJE 4 are Stef Van Gorp, Hans Dekoninck, Tom Lamberigts and Sarah Schroyens. The same people are also behind KINDERDAGVERBLIJVEN REGIO KEMPEN DOL - FIJN.
Directors
According to the 2025 annual accounts
since 2026
since 2021
since 2025
since 2026
since 2025 · until 2026
Natalie Deppe
bestuurder
since 2014 · until 2025
Dimitri Venicx
bestuurder
since 2021 · until 2025
Establishments
Establishment units
Physical locations of this company
Grote Markt 52
2300 Turnhout
Nieuwstraat(Kessel) 26A
2560 Nijlen
Active since 1 May 2007
Kapellebaan 29
2590 Berlaar
Active since 1 September 2008
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0888.720.136
- VAT number
- BE 0888.720.136
- Registered office
- Grote Markt 52, 2300 Turnhout
- Names & denominations
- KLAVERTJE 4
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 10 November 2006
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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