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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BUREAU D'ASSURANCES DELCHAMBRE from Fosses-la-Ville, company number BE0888194752, closed financial year 2025 with a result of € 239,673 after tax. For that financial year BUREAU D'ASSURANCES DELCHAMBRE recorded a gross margin of € 447,037 and equity of € 423,914. Compared with financial year 2024, the result moved from € 176,851 to € 239,673. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.
€ 423,914
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 239,673
▲ 36% vs 2024
Profit after tax over the fiscal year.
€ 549,367
▲ 172% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 200,000 paid out
83 % of the profit went to the shareholders, mostly to DELCHAMBRE HOLDING (96 % of the shares). That is where the money ends up.
People and assets in 2025
1.5
Average over the fiscal year, from the social balance sheet.
€ 116,573
▲ 12% vs 2024
€ 77,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 27,102
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,335
▲ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,216
▲ 35% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 324,109 | € 390,905 | € 406,427 | € 447,037 | ▲ 10% |
| Profit after taxes | € 116,536 | € 163,962 | € 176,851 | € 239,673 | ▲ 36% |
| Equity | € 200,169 | € 207,389 | € 384,240 | € 423,914 | ▲ 10% |
| Total debts | € 141,193 | € 181,895 | € 13,573 | € 218,551 | ▲ € 204,978 |
| Cash | € 148,664 | € 178,151 | € 202,270 | € 549,367 | ▲ 172% |
| Retained profit | € 193,969 | € 199,329 | € 376,180 | € 415,854 | ▲ 11% |
| Dividend | € 104,500 | € 156,742 | € 0 | € 200,000 | |
| Bank debt | € 25,914 | € 2,527 | € 0 | € 0 | |
| Balance sheet total | € 341,361 | € 389,284 | € 397,813 | € 642,464 | ▲ 61% |
| Employees (FTE) | 2.1 | 1.6 | 1.5 | 1.5 |
Key figures of BUREAU D'ASSURANCES DELCHAMBRE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BUREAU D'ASSURANCES DELCHAMBRE?
What happened at BUREAU D'ASSURANCES DELCHAMBRE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 239,673 (▲ 36% vs 2024). Source: NBB ↗
- New establishment in Fosses-la-Ville. KBO
- Start of the company according to the CBE. KBO
In short
From € 116,536 profit in 2022 to € 239,673 profit in 2025.
Paid € 245,370 in corporate taxes since 2022.
Best year ever: 2025, with € 239,673 profit.
On average € 298,000 of value added per employee in 2025.
A new publication or filing at BUREAU D'ASSURANCES DELCHAMBRE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of DELCHAMBRE HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BUREAU D'ASSURANCES DELCHAMBREBehind BUREAU D'ASSURANCES DELCHAMBRE are Marie-Hélène Delchambre and DELCHAMBRE HOLDING. The shares are held by DELCHAMBRE HOLDING (96%).
Directors
According to the 2025 annual accounts
Marie-Hélène Delchambre
Director
Director
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Route de Bambois 1
5070 Fosses-la-Ville
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0888.194.752
- VAT number
- BE 0888.194.752
- Registered office
- Route de Bambois 1, 5070 Fosses-la-Ville
- Names & denominations
- BUREAU D'ASSURANCES DELCHAMBRE · B.D.ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 March 2007
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten