Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Shrinking team NBB
FTE fell two years in a row, from 7.3 to 6.2.
Financials
Financial year 2025
DELLOYE-LATIERS from Namur, company number BE0893553706, closed financial year 2025 with a result of € 416,931 after tax. For that financial year DELLOYE-LATIERS recorded a gross margin of € 1.1 million and equity of € 18,680. Compared with financial year 2024, the result moved from € 376,072 to € 416,931. Profitable, and profit is growing. The buffer shrank hard: equity is 86 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 18,680
▼ 86% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 416,931
▲ 11% vs 2024
Profit after tax over the fiscal year.
€ 256,507
▲ 62% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 529,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
6.2
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 490,739
▲ 3% vs 2024
€ 79,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 24,074
▼ 40% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 29,055
▼ 32% vs 2024
€ 9,868 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 51,622
▲ € 44,214 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 123,424
▲ 101% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 997,172 | € 916,344 | € 1,010,167 | € 1,074,499 | ▲ 6% |
| Profit after taxes | € 381,980 | € 301,162 | € 376,072 | € 416,931 | ▲ 11% |
| Equity | € 130,516 | € 130,678 | € 130,749 | € 18,680 | ▼ 86% |
| Total debts | € 487,585 | € 484,117 | € 536,551 | € 736,007 | ▲ 37% |
| Cash | € 320,252 | € 231,373 | € 158,556 | € 256,507 | ▲ 62% |
| Retained profit | € 111,916 | € 112,078 | € 112,149 | € 80 | ▼ € 112,070 |
| Dividend | € 385,000 | € 301,000 | € 376,000 | € 529,000 | ▲ 41% |
| Bank debt | € 15,674 | € 57,457 | € 42,486 | € 29,055 | ▼ 32% |
| Balance sheet total | € 618,100 | € 614,795 | € 667,301 | € 754,687 | ▲ 13% |
| Employees (FTE) | 7.1 | 7.3 | 6.6 | 6.2 | ▼ 0.4 |
Key figures of DELLOYE-LATIERS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DELLOYE-LATIERS?
What happened at DELLOYE-LATIERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 416,931 (▲ 11% vs 2024). Source: NBB ↗
- Dassy Invest SRL became a director. NBB
- Olivier Clement became a director. NBB
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 381,980 profit in 2022 to € 416,931 profit in 2025.
Paid € 509,167 in corporate taxes since 2022.
Best year ever: 2025, with € 416,931 profit.
On average € 173,300 of value added per employee in 2025.
Management
The stake of DASSY INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
DELLOYE-LATIERSBehind DELLOYE-LATIERS are Dassy Invest SRL and Olivier Clement. The shares are held by DASSY INVEST (100%).
Directors
According to the 2025 annual accounts
Director · represented by Olivier DASSY
Also active at: SPRL DASSY & MASSAGE, L.M.D. FINANCES, MPBROKER
since 2023
Olivier Clement
Director
since 2023
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Marche(EP) 466
5101 Namur
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0893.553.706
- VAT number
- BE 0893.553.706
- Registered office
- Chaussée de Marche(EP) 466, 5101 Namur
- Names & denominations
- DELLOYE-LATIERS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 November 2007
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen