Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
64 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Philo & Management from Sint-Lambrechts-Woluwe, company number BE0886239906, closed financial year 2025 with a result of € -22,574 after tax. For that financial year Philo & Management recorded a gross margin of € 36,207 and equity of € -336,906. Compared with financial year 2024, the result moved from € -24,305 to € -22,574. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 4, 2026.
€ -336,906
▼ € 22,574 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -22,574
▲ 7 % less loss than in 2024
Profit after tax over the fiscal year.
€ 245,555
▲ 15% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -381,906.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 223
▼ 48% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 34,383 | € 38,879 | € 35,214 | € 36,207 | ▲ 3% |
| Profit after taxes | € -24,693 | € -20,589 | € -24,305 | € -22,574 | ▲ € 1,730 |
| Equity | € -269,437 | € -290,027 | € -314,331 | € -336,906 | ▼ € 22,574 |
| Total debts | € 1,735,616 | € 1,733,756 | € 1,734,182 | € 1,733,979 | |
| Cash | € 162,013 | € 182,465 | € 213,445 | € 245,555 | ▲ 15% |
| Land & buildings | € 1,238,067 | € 1,194,923 | € 1,139,473 | € 1,084,022 | ▼ 5% |
| Retained profit | € -314,437 | € -335,027 | € -359,331 | € -381,906 | ▼ € 22,574 |
| Balance sheet total | € 1,466,179 | € 1,443,729 | € 1,419,850 | € 1,397,073 | ▼ 2% |
Key figures of Philo & Management, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Philo & Management?
What happened at Philo & Management in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 22,574. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Sint-Lambrechts-Woluwe. KBO
In short
From € 24,693 loss in 2022 to € 22,574 loss in 2025.
Management
Behind Philo & Management is FRANCOIS DETANDT. FRANCOIS DETANDT is also behind ONE REFRACTORIES, Société d'Etudes, de Gestion et Immobilière, Immobilière des Tanneurs, F.B.M. TECHNOLOGY - TIME AND DATA SYSTEMS and Société Immobilière du Canal.
Directors
According to the 2025 annual accounts
FRANCOIS DETANDT
Administrator-manager
Also active at: ONE REFRACTORIES, Société d'Etudes, de Gestion et Immobilière, Immobilière des Tanneurs, F.B.M. TECHNOLOGY - TIME AND DATA SYSTEMS, Société Immobilière du Canal, SIGECO, Société Forestière d'ODEIGNE, SCHEERS PUBLICITE +108 more
Establishments
Establishment units
Physical locations of this company
Vergoteplein 19
1200 Sint-Lambrechts-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 64 companies are registered at this address.
All companies at this address →Société d'Etudes, de Gestion et Immobilière same network
€ -2,638 gross margin · 2025
Immobilière des Tanneurs same network
€ 3,528 gross margin · 2025
F.B.M. TECHNOLOGY - TIME AND DATA SYSTEMS same network
€ -714 gross margin · 2025
Société Immobilière du Canal same network
G.A.B.S.
€ 58,101 gross margin · 2025
+59 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0886.239.906
- VAT number
- BE 0886.239.906
- Registered office
- Vergoteplein 19, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- Philo & Management
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 January 2007
- Peppol
- Active · Active since 30 Oct 2025
- Activities · NACE
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