Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 62 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
KF-IMMO from Quévy, company number BE0885818549, closed financial year 2025 with a result of € -47,613 after tax. For that financial year KF-IMMO recorded a gross margin of € -35,836 and equity of € -85,633. Compared with financial year 2024, the result moved from € -35,705 to € -47,613. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ -85,633
▼ € 47,613 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -47,613
▼ 33 % more loss than in 2024
Profit after tax over the fiscal year.
€ 351
▼ 91% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -104,233.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 10,555
▼ 34% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4,265
▼ 54% vs 2024
Loans from banks and other lenders, long and short.
€ 95,762
▲ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 212
▼ 97% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -23,768 | € 47,662 | € -16,493 | € -35,836 | ▼ € 19,343 |
| Profit after taxes | € -42,849 | € 34,987 | € -35,705 | € -47,613 | ▼ € 11,908 |
| Equity | € -37,302 | € -2,315 | € -38,020 | € -85,633 | ▼ € 47,613 |
| Total debts | € 221,208 | € 128,504 | € 252,926 | € 263,678 | ▲ 4% |
| Cash | € 40,882 | € 366 | € 3,733 | € 351 | ▼ 91% |
| Land & buildings | € 3,398 | € 2,343 | € 1,289 | € 234 | ▼ 82% |
| Retained profit | € -55,902 | € -20,915 | € -56,620 | € -104,233 | ▼ € 47,613 |
| Bank debt | € 27,238 | € 0 | € 9,197 | € 4,265 | ▼ 54% |
| Balance sheet total | € 183,907 | € 126,188 | € 214,906 | € 178,045 | ▼ 17% |
Key figures of KF-IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KF-IMMO?
What happened at KF-IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 47,613. Source: NBB ↗
- New establishment in Quaregnon. KBO
- Start of the company according to the CBE. KBO
In short
From € 42,849 loss in 2022 to € 47,613 loss in 2025.
Paid € 7,995 in corporate taxes since 2022.
Best year ever: 2023, with € 34,987 profit.
Management
Behind KF-IMMO is KAREL HOYOIS.
Directors
According to the 2025 annual accounts
KAREL HOYOIS
Director
Establishments
Establishment units
Physical locations of this company
Rue des Trieux(BLA) 21 j
7040 Quévy
Sentier du Brûle 118
7390 Quaregnon
Active since 28 April 2010
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0885.818.549
- VAT number
- BE 0885.818.549
- Registered office
- Rue des Trieux(BLA) 21 j, 7040 Quévy
- Names & denominations
- KF-IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 December 2006
- Peppol
- Active · Active since 15 Jan 2026
- Activities · NACE
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