Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BCDM IMMO from Dalhem, company number BE0885693439, closed financial year 2025 with a result of € 9,549 after tax. For that financial year BCDM IMMO recorded a gross margin of € 48,796 and equity of € 151,301. Compared with financial year 2024, the result moved from € 11,181 to € 9,549. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 151,301
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,549
▼ 15% vs 2024
Profit after tax over the fiscal year.
€ 21,610
▲ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -1,199.
Debts at end 2025
€ 57,865
▼ 40% vs 2024
€ 41,009 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 1,562
▲ € 1,175 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,730
▼ 6% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 54,874 | € 52,894 | € 53,521 | € 48,796 | ▼ 9% |
| Profit after taxes | € 19,900 | € 12,745 | € 11,181 | € 9,549 | ▼ 15% |
| Equity | € 117,825 | € 130,571 | € 141,752 | € 151,301 | ▲ 7% |
| Total debts | € 287,487 | € 258,224 | € 229,081 | € 197,911 | ▼ 14% |
| Cash | € 13,377 | € 18,557 | € 21,059 | € 21,610 | ▲ 3% |
| Land & buildings | € 357,333 | € 337,807 | € 318,281 | € 298,754 | ▼ 6% |
| Retained profit | € -34,675 | € -21,929 | € -10,748 | € -1,199 | ▲ € 9,549 |
| Bank debt | € 169,700 | € 134,199 | € 96,950 | € 57,865 | ▼ 40% |
| Balance sheet total | € 405,312 | € 388,794 | € 370,833 | € 349,212 | ▼ 6% |
Key figures of BCDM IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BCDM IMMO?
What happened at BCDM IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 9,549 (▼ 15% vs 2024). Source: NBB ↗
- New establishment in Dalhem. KBO
- Start of the company according to the CBE. KBO
In short
From € 19,900 profit in 2022 to € 9,549 profit in 2025.
Best year ever: 2022, with € 19,900 profit.
Management
Behind BCDM IMMO are Christelle MEERTENS and Benoît DEFAUWES. Christelle MEERTENS is also behind Pharmacie de Warsage. Benoît DEFAUWES is also behind ABS MANAGEMENT, ABS CAPITAL and ABS ASSURANCES.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue Joseph Muller(WAR) 23
4608 Dalhem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0885.693.439
- VAT number
- BE 0885.693.439
- Registered office
- Rue Joseph Muller(WAR) 23, 4608 Dalhem
- Names & denominations
- BCDM IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 December 2006
- Peppol
- Not registered