What does ABS ASSURANCES do?

ABS ASSURANCES is an insurance broker in Aubel. Private Limited, started on 8 January 2004, 2 establishments.

What is the address of ABS ASSURANCES?

The registered office of ABS ASSURANCES is located at Rue de Battice 108G, 4880 Aubel.

Is ABS ASSURANCES still active?

Yes. According to the CBE (29 October 2026) ABS ASSURANCES is active, legal situation “Normale toestand”, started on 8 January 2004.

Is ABS ASSURANCES registered on Peppol?

Yes, ABS ASSURANCES is registered on the Peppol network with ID 0208:0862519842.

What is the enterprise number of ABS ASSURANCES?

The enterprise number of ABS ASSURANCES is BE0862519842.

When was ABS ASSURANCES founded?

ABS ASSURANCES was founded on 8 January 2004.

Who are the directors of ABS ASSURANCES?

According to the 2025 annual accounts, the directors of ABS ASSURANCES are: Raphaêl VANDENBOSCH, Eric DE WINTER, ABS MANAGEMENT SRL, Alexandre BENNOUR CHERIF.

Is ABS ASSURANCES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 8 January 2004; 5 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account; 2 establishments in the CBE.

How much profit did ABS ASSURANCES make in 2025?

ABS ASSURANCES posted a profit after taxes of € 26,929 in financial year 2025.

What is the revenue of ABS ASSURANCES?

As a small company, ABS ASSURANCES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 209,524.

How much does an employee at ABS ASSURANCES earn?

The average wage cost per full-time employee at ABS ASSURANCES was € 68,500 in 2025: staff costs of € 157,582 for 2.3 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does ABS ASSURANCES have?

According to the 2025 annual accounts, ABS ASSURANCES has 2.3 full-time equivalents (FTE).

ABS ASSURANCES (Private Limited) - Aubel - BE0862519842

Dossier ABS ASSURANCES, printed on 29 October 2026 from databakkes.be/en/0862519842/abs-assurances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

ABS ASSURANCES from Aubel, company number BE0862519842, closed financial year 2025 with a result of € 26,929 after tax. For that financial year ABS ASSURANCES recorded a gross margin of € 209,524 and equity of € 178,619. Compared with financial year 2024, the result moved from € -7,964 to € 26,929. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 5, 2026.

What it is worth Growing

€ 178,619

▲ 18% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 26,929

▲ still € 7,964 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 73,086

▼ 3% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 154,743.

People and assets in 2025

Full-time equivalents

2.3

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 157,582

▲ 3% vs 2024

€ 68,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 1,569

▼ 69% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 16,000

▲ € 12,228 vs 2024

Loans from banks and other lenders, long and short.

Wages and social charges

€ 17,817

▼ 8% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 189,726 Gross margin 2022: € 189,726 First fiscal year in the series	€ 166,904 Gross margin 2023: € 166,904 ▼ 12% vs 2022 (€ 189,726) Unfavourable step	€ 163,674 Gross margin 2024: € 163,674 ▼ 2% vs 2023 (€ 166,904) Unfavourable step	€ 209,524 Gross margin 2025: € 209,524 ▲ 28% vs 2024 (€ 163,674) Favourable step	▲ 28%
Profit after taxes	€ 47,937 Profit after taxes 2022: € 47,937 First fiscal year in the series	€ -1,498 Profit after taxes 2023: € -1,498 ▼ € 49,434 vs 2022 (€ 47,937) Unfavourable step	€ -7,964 Profit after taxes 2024: € -7,964 ▼ € 6,467 vs 2023 (€ -1,498) Unfavourable step	€ 26,929 Profit after taxes 2025: € 26,929 ▲ € 34,894 vs 2024 (€ -7,964) Favourable step	▲ € 34,894
Equity	€ 161,152 Equity 2022: € 161,152 First fiscal year in the series	€ 159,654 Equity 2023: € 159,654 ▼ 1% vs 2022 (€ 161,152) Unfavourable step	€ 151,689 Equity 2024: € 151,689 ▼ 5% vs 2023 (€ 159,654) Unfavourable step	€ 178,619 Equity 2025: € 178,619 ▲ 18% vs 2024 (€ 151,689) Favourable step	▲ 18%
Total debts	€ 24,875 Total debts 2022: € 24,875 First fiscal year in the series	€ 37,104 Total debts 2023: € 37,104 ▲ 49% vs 2022 (€ 24,875) Unfavourable step	€ 23,521 Total debts 2024: € 23,521 ▼ 37% vs 2023 (€ 37,104) Favourable step	€ 34,273 Total debts 2025: € 34,273 ▲ 46% vs 2024 (€ 23,521) Unfavourable step	▲ 46%
Cash	€ 105,399 Cash 2022: € 105,399 First fiscal year in the series	€ 108,920 Cash 2023: € 108,920 ▲ 3% vs 2022 (€ 105,399) Favourable step	€ 75,067 Cash 2024: € 75,067 ▼ 31% vs 2023 (€ 108,920) Unfavourable step	€ 73,086 Cash 2025: € 73,086 ▼ 3% vs 2024 (€ 75,067) Unfavourable step	▼ 3%
Retained profit	€ 137,276 Retained profit 2022: € 137,276 First fiscal year in the series	€ 135,778 Retained profit 2023: € 135,778 ▼ 1% vs 2022 (€ 137,276) Unfavourable step	€ 127,814 Retained profit 2024: € 127,814 ▼ 6% vs 2023 (€ 135,778) Unfavourable step	€ 154,743 Retained profit 2025: € 154,743 ▲ 21% vs 2024 (€ 127,814) Favourable step	▲ 21%
Dividend	€ 140,000 Dividend 2022: € 140,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 140,000) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 13,739 Bank debt 2022: € 13,739 First fiscal year in the series	€ 8,772 Bank debt 2023: € 8,772 ▼ 36% vs 2022 (€ 13,739) Favourable step	€ 3,772 Bank debt 2024: € 3,772 ▼ 57% vs 2023 (€ 8,772) Favourable step	€ 16,000 Bank debt 2025: € 16,000 ▲ € 12,228 vs 2024 (€ 3,772) Unfavourable step	▲ € 12,228
Balance sheet total	€ 199,027 Balance sheet total 2022: € 199,027 First fiscal year in the series	€ 196,757 Balance sheet total 2023: € 196,757 ▼ 1% vs 2022 (€ 199,027) Unchanged	€ 175,210 Balance sheet total 2024: € 175,210 ▼ 11% vs 2023 (€ 196,757) Unchanged	€ 212,892 Balance sheet total 2025: € 212,892 ▲ 22% vs 2024 (€ 175,210) Unchanged	▲ 22%
Employees (FTE)	1.8 Employees (FTE) 2022: 1.8 First fiscal year in the series	2.8 Employees (FTE) 2023: 2.8 ▲ 1 vs 2022 (1.8) Unchanged	2.3 Employees (FTE) 2024: 2.3 ▼ 0.5 vs 2023 (2.8) Unchanged	2.3 Employees (FTE) 2025: 2.3 Unchanged (2.3) Unchanged

Key figures of ABS ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ABS ASSURANCES?

What happened at ABS ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 5, 2026 New annual accounts for financial year 2025: profit of € 26,929. filed late Source: NBB ↗
Jun 1, 2021 New establishment in Dalhem. KBO
Jan 8, 2004 Start of the company according to the CBE. KBO
Dec 8, 2003 New establishment in Aubel. KBO

In short

From € 47,937 profit in 2022 to € 26,929 profit in 2025.

Paid € 35,520 in corporate taxes since 2022.

Best year ever: 2022, with € 47,937 profit.

On average € 91,100 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

ABS MANAGEMENT 97%

The stake of ABS MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

ABS ASSURANCES

Behind ABS ASSURANCES are Raphaêl VANDENBOSCH, Eric DE WINTER, ABS MANAGEMENT SRL and Alexandre BENNOUR CHERIF. The shares are held by ABS MANAGEMENT (97%).

Directors

According to the 2025 annual accounts

Raphaêl VANDENBOSCH

Director

Also active at: ABS MANAGEMENT, ABS CAPITAL

Eric DE WINTER

Director

Also active at: ABS CAPITAL

ABS MANAGEMENT SRL

Director · represented by Benoît DEFAUWES

Also active at: ABS CAPITAL

Alexandre BENNOUR CHERIF

Director

Also active at: ABS MANAGEMENT, ABS CAPITAL

Shareholders

ABS MANAGEMENT

97%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Battice 108G

4880 Aubel

2.134.932.980

Rue de Battice 108 box G

4880 Aubel

Active since 8 December 2003

2.318.133.318

Place du Centenaire Flechet(WAR) 6

4608 Dalhem

Active since 1 June 2021

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0862.519.842

VAT number

BE 0862.519.842

Registered office

Rue de Battice 108G, 4880 Aubel

Names & denominations

ABS ASSURANCES

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

8 January 2004

Peppol

Active · Active since 27 Feb 2026

Contact

E-MAIL: [email protected] 087/68.77.28

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

ABS ASSURANCES

Financials

What happened to ABS ASSURANCES?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Details

Frequently asked questions