Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 785.5 to 698.
Financials
Financial year 2025
ANCCO DIENSTENCHEQUES from Antwerpen, company number BE0880511461, closed financial year 2025 with a result of € 652,317 after tax. For that financial year ANCCO DIENSTENCHEQUES recorded revenue of € 25.1 million and equity of € 630,916. Compared with financial year 2024, the result moved from € 765,740 to € 652,317. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 2, 2026.
€ 630,916
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 652,317
▼ 15% vs 2024
Profit after tax over the fiscal year.
€ 806,409
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 649,000 paid out
99 % of the profit went to the shareholders, mostly to XL GROUP VLAANDEREN (100 % of the shares). That is where the money ends up.
People and assets in 2025
698
▼ 53.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 23.3 million
▼ 3% vs 2024
€ 33,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 90,733
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.3 million
▼ 22% vs 2024
€ 20,150 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 398,661
▲ 45% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 136 days on average.
€ 2.6 million
▼ 8% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 23,986,694 | € 25,999,814 | € 26,010,243 | € 25,126,609 | ▼ 3% |
| Profit after taxes | € 368,603 | € 728,328 | € 765,740 | € 652,317 | ▼ 15% |
| Equity | € 633,530 | € 711,858 | € 627,598 | € 630,916 | ▲ 1% |
| Total debts | € 5,596,682 | € 5,159,995 | € 5,592,566 | € 5,284,274 | ▼ 6% |
| Cash | € 1,918,475 | € 1,696,015 | € 1,746,058 | € 806,409 | ▼ 54% |
| Land & buildings | € 111,703 | € 104,401 | € 97,100 | € 89,798 | ▼ 8% |
| Retained profit | € 571,930 | € 650,258 | € 565,998 | € 569,316 | ▲ 1% |
| Dividend | € 350,000 | € 650,000 | € 850,000 | € 649,000 | ▼ 24% |
| Bank debt | € 1,121,171 | € 1,128,542 | € 1,605,211 | € 1,258,410 | ▼ 22% |
| Balance sheet total | € 6,230,212 | € 5,871,853 | € 6,220,164 | € 5,915,190 | ▼ 5% |
| Employees (FTE) | 826.6 | 785.5 | 751.4 | 698 | ▼ 53.4 |
Key figures of ANCCO DIENSTENCHEQUES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to ANCCO DIENSTENCHEQUES?
What happened at ANCCO DIENSTENCHEQUES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 652,317 (▼ 15% vs 2024). filed late Source: NBB ↗
- Marcellus HECK became a director. NBB
- Philippe SERRANNE became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 368,603 profit in 2022 to € 652,317 profit in 2025.
Paid € 714,861 in corporate taxes since 2022.
Best year ever: 2024, with € 765,740 profit.
Paid out € 2.5 million in dividends to the owners in total.
A new publication or filing at ANCCO DIENSTENCHEQUES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of XL GROUP VLAANDEREN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ANCCO DIENSTENCHEQUESBehind ANCCO DIENSTENCHEQUES are Marcellus HECK and Philippe SERRANNE. The shares are held by XL GROUP VLAANDEREN (99.7%).
Directors
According to the 2025 annual accounts
Marcellus HECK
Managing director
since 2024
Philippe SERRANNE
Director
since 2024
Shareholders
99.7%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Bisschoppenhoflaan 297-299 box 1
2100 Antwerpen
Bisschoppenhoflaan 297/299 box 1
2100 Antwerpen
Active since 21 April 2006
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0880.511.461
- VAT number
- BE 0880.511.461
- Registered office
- Bisschoppenhoflaan 297-299 bus 1, 2100 Antwerpen
- Names & denominations
- ANCCO DIENSTENCHEQUES
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 5 April 2006
- Peppol
- Active · Active since 30 Mar 2026
- Activities · NACE
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