Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 62 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
20 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
XL GROUP VLAANDEREN from Gent, company number BE0816880946, closed financial year 2025 with a result of € 3.5 million after tax. For that financial year XL GROUP VLAANDEREN recorded a gross margin of € 5,917 and equity of € 2.5 million. Compared with financial year 2024, the result moved from € 289,189 to € 3.5 million. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 2.5 million
▲ 155% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3.5 million
▲ € 3.2 million vs 2024
Profit after tax over the fiscal year.
€ 48,244
▲ € 44,604 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 2 million paid out
57 % of the profit went to the shareholders, mostly to DEBAGO (50 % of the shares). That is where the money ends up.
People and assets in 2025
5.8
▲ 2.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 425,540
▲ 27% vs 2024
€ 73,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 75,514
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 42,098
▼ 42% vs 2024
€ 31,336 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 307,859
▲ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 50,533
▲ 36% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 76,464 | € 382,962 | € -157,944 | € 5,917 | ▲ € 163,862 |
| Profit after taxes | € 985,780 | € 923,364 | € 289,189 | € 3,532,716 | ▲ € 3.2 million |
| Equity | € 1,374,326 | € 1,447,690 | € 986,879 | € 2,519,595 | ▲ 155% |
| Total debts | € 4,634,648 | € 5,555,339 | € 7,556,916 | € 7,533,433 | |
| Cash | € 32,169 | € 24,519 | € 3,640 | € 48,244 | ▲ € 44,604 |
| Retained profit | € 874,326 | € 947,690 | € 486,879 | € 2,019,595 | ▲ € 1.5 million |
| Dividend | € 950,000 | € 850,000 | € 750,000 | € 2,000,000 | ▲ 167% |
| Bank debt | € 43,642 | € 110,120 | € 72,788 | € 42,098 | ▼ 42% |
| Balance sheet total | € 6,008,974 | € 7,003,029 | € 8,543,795 | € 10,053,029 | ▲ 18% |
| Employees (FTE) | 7.1 | 6.1 | 3.6 | 5.8 | ▲ 2.2 |
Key figures of XL GROUP VLAANDEREN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to XL GROUP VLAANDEREN?
What happened at XL GROUP VLAANDEREN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- SAM INVEST BV stepped down as director. NBB
- LAVAUX Invest NV stepped down as director. NBB
- DEBAGO NV stepped down as director. NBB
- Peter LEYMAN stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 3.5 million (▲ € 3.2 million vs 2024). filed late Source: NBB ↗
- SAM INVEST BV became a director. NBB
- LAVAUX Invest NV became a director. NBB
- DEBAGO NV became a director. NBB
In short
From € 985,780 profit in 2022 to € 3.5 million profit in 2025.
Paid € 5,513 in corporate taxes since 2022.
Best year ever: 2025, with € 3.5 million profit.
On average € 1,000 of value added per employee in 2025.
A new publication or filing at XL GROUP VLAANDEREN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of DEBAGO, Lavaux Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
XL GROUP VLAANDERENThe shares are held by DEBAGO (50%) and Lavaux Invest (50%). It owns 100% of BACKLINE BEVEILIGING BV, 100% of ANTWERP MAINTENANCE BV, 99.7% of FLANCCO BV, 99.7% of ANCCO Dienstencheques NV, 98% of LIMCCO BV and 98% of XL Training BV itself.
Directors
According to the 2025 annual accounts
Director · represented by Gatien Laloux
Also active at: GENERAL INDUSTRIAL ASSISTANCE CATARO, FLANDERS CLEANING COMPANY, ANCCO, ALPHA CLASSICAL CLEANING, GALVESTON, Limburg Cleaning & Constructie, ANTWERP MAINTENANCE, XL Training +1 more
since 2023 · until 2029
Director · represented by Jean KRAFT de la SAULX
Also active at: GENERAL INDUSTRIAL ASSISTANCE CATARO, ANCCO, GALVESTON
since 2023 · until 2029
Managing director · represented by Johan GOOSSENS
Also active at: GENERAL INDUSTRIAL ASSISTANCE CATARO, FLANDERS CLEANING COMPANY, ANCCO, ALPHA CLASSICAL CLEANING, GALVESTON, Limburg Cleaning & Constructie, ANTWERP MAINTENANCE, XL Training +1 more
since 2023 · until 2029
Peter LEYMAN
Director
Also active at: Helanet, Helan Zorgwinkel, ARBO, GENERAL INDUSTRIAL ASSISTANCE CATARO, Groep De Raeve, Kinderdagverblijf Sint-Elisabeth, Zottegem, Frey, ANCCO +9 more
since 2023 · until 2029
Shareholders
50%
50%
Participations
99.7%
99.7%
98%
98%
67.5%
50%
50%
39.1%
33.3%
30%
Establishments
Establishment units
Physical locations of this company
Hurstweg 8
9000 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 20 companies are registered at this address.
All companies at this address →Boxing Club Golden Gloves Gent
VITISCO
€ 14,490 gross margin · 2025
onetowin
€ 1.3 million gross margin · 2025
STEENGOEDT
€ -7,196 gross margin · 2025
BACKLINE SECURITY same network
€ 7,669 gross margin · 2025
+15 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0816.880.946
- VAT number
- BE 0816.880.946
- Registered office
- Hurstweg 8, 9000 Gent
- Names & denominations
- XL GROUP VLAANDEREN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 July 2009
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van holdings
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Holdings
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering