Active · per the CBE, 19 September 2026
Desmet Vermaut Calu logo

Desmet Vermaut Calu

BE0880394170

Rechtspersoon Private limited company 2 establishments

Desmet Vermaut Calu is an insurance broker in Zwevegem. Private Limited, started on 31 March 2006, 2 establishments.

Avelgemstraat(Z) 174 box 001, 8550 Zwevegem vitura.be

Behind the company: VITURA.

Active for

20 year, 5 months

Financials

Financial year 2025

Desmet Vermaut Calu from Zwevegem, company number BE0880394170, closed financial year 2025 with a result of € 290,194 after tax. For that financial year Desmet Vermaut Calu recorded a gross margin of € 499,199 and equity of € 947,738. Compared with financial year 2024, the result moved from € 163,597 to € 290,194. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Growing

€ 947,738

▲ 15% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 290,194

▲ 77% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 252,275

▼ 14% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 165,530 paid out

57 % of the profit went to the shareholders, mostly to VITURA (100 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents

1.9

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 91,009

▲ 1% vs 2024

€ 47,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 5,013

▼ 38% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 8 years to go

€ 369,854

▼ 11% vs 2024

€ 45,823 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.

Owed to suppliers

€ 52,805

▲ 21% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 17,939

▲ 4% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 522,689 € 559,000 € 427,912 € 499,199 ▲ 17%
Profit after taxes € 211,326 € 298,604 € 163,597 € 290,194 ▲ 77%
Equity € 938,271 € 1,159,477 € 823,074 € 947,738 ▲ 15%
Total debts € 666,341 € 542,750 € 489,565 € 440,598 ▼ 10%
Cash € 677,053 € 401,694 € 292,149 € 252,275 ▼ 14%
Land & buildings € 506,993 € 496,664 € 486,335 € 476,006 ▼ 2%
Retained profit € 895,662 € 1,116,868 € 780,465 € 905,129 ▲ 16%
Dividend € 22,595 € 77,398 € 500,000 € 165,530 ▼ 67%
Bank debt € 531,384 € 457,308 € 415,677 € 369,854 ▼ 11%
Balance sheet total € 1,622,706 € 1,717,736 € 1,325,563 € 1,398,675 ▲ 6%
Employees (FTE) - 1.9 1.9 1.9

Key figures of Desmet Vermaut Calu, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Desmet Vermaut Calu?

What happened at Desmet Vermaut Calu in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 290,194 (▲ 77% vs 2024). filed late Source: NBB ↗
  • VITURA became a director. NBB
  • New establishment in Mont-de-l'Enclus. KBO
  • New establishment in Zwevegem. KBO
  • Start of the company according to the CBE. KBO

In short

From € 211,326 profit in 2022 to € 290,194 profit in 2025.

Paid € 318,127 in corporate taxes since 2022.

Best year ever: 2023, with € 298,604 profit.

On average € 262,700 of value added per employee in 2025.

Management

VITURA 100%

The stake of VITURA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Desmet Vermaut Calu

Behind Desmet Vermaut Calu is VITURA. The shares are held by VITURA (100%).

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Directors

According to the 2025 annual accounts

VITURA

Director · represented by JOOST VERMAUT

since 2024

Shareholders

VITURA

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Avelgemstraat(Z) 174 box 001

8550 Zwevegem

2.152.907.575

Avelgemstraat(Z) 174 box 1

8550 Zwevegem

Active since 13 April 2006

2.308.281.284

Rue Horlitin(AM) 20

7750 Mont-de-l'Enclus

Active since 21 September 2020

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

Technologies

AvadaBootstrapContact Form 7Font AwesomeNginxOwl CarouselPHPSwiperWordPressYoast SEOjQuerylazysizesreCAPTCHA

Hosting & Email

Email provider

Microsoft 365

Hosting

COMBELL-AS, BE

Website info

HTTPS Ja
Languages NL

Features

Webshop Blog Contact page

Security

HTTPS
SPF
DMARC

Network

IPv6

Details

Company number
0880.394.170
VAT number
BE 0880.394.170
Registered office
Avelgemstraat(Z) 174 bus 001, 8550 Zwevegem
Names & denominations
Desmet Vermaut Calu
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
31 March 2006
Peppol
Active · Active since 21 Nov 2025
Contact
vitura.be
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

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Frequently asked questions

What does Desmet Vermaut Calu do?
Desmet Vermaut Calu is an insurance broker in Zwevegem. Private Limited, started on 31 March 2006, 2 establishments.
What is the address of Desmet Vermaut Calu?
The registered office of Desmet Vermaut Calu is located at Avelgemstraat(Z) 174 box 001, 8550 Zwevegem.
Is Desmet Vermaut Calu still active?
Yes. According to the CBE (19 September 2026) Desmet Vermaut Calu is active, legal situation “Normale toestand”, started on 31 March 2006.
Is Desmet Vermaut Calu registered on Peppol?
Yes, Desmet Vermaut Calu is registered on the Peppol network with ID 0208:0880394170.
What is the enterprise number of Desmet Vermaut Calu?
The enterprise number of Desmet Vermaut Calu is BE0880394170.
When was Desmet Vermaut Calu founded?
Desmet Vermaut Calu was founded on 31 March 2006.