Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
Kempen advies Beerse from Ravels, company number BE0878911555, closed financial year 2025 with a result of € 54,743 after tax. For that financial year Kempen advies Beerse recorded a gross margin of € 290,826 and equity of € 311,626. Compared with financial year 2024, the result moved from € 148,273 to € 54,743. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.
€ 311,626
▲ 21% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 54,743
▼ 63% vs 2024
Profit after tax over the fiscal year.
€ 175,109
▼ 16% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 305,426.
People and assets in 2025
2.5
Average over the fiscal year, from the social balance sheet.
€ 148,694
▲ 10% vs 2024
€ 59,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 45,637
▲ 114% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 138,367
▼ 5% vs 2024
€ 29,847 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 9,126
▲ 135% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,161
▼ 74% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 333,671 | € 327,591 | € 402,025 | € 290,826 | ▼ 28% |
| Profit after taxes | € 86,267 | € 70,578 | € 148,273 | € 54,743 | ▼ 63% |
| Equity | € 124,032 | € 151,610 | € 256,883 | € 311,626 | ▲ 21% |
| Total debts | € 403,610 | € 311,444 | € 246,432 | € 161,895 | ▼ 34% |
| Cash | € 174,285 | € 137,799 | € 208,123 | € 175,109 | ▼ 16% |
| Land & buildings | € 302,100 | € 283,301 | € 257,483 | € 232,445 | ▼ 10% |
| Retained profit | € 117,832 | € 145,410 | € 250,683 | € 305,426 | ▲ 22% |
| Dividend | € 30,000 | € 43,000 | € 43,000 | € 0 | ▼ 100% |
| Bank debt | € 257,348 | € 221,438 | € 145,330 | € 138,367 | ▼ 5% |
| Balance sheet total | € 527,642 | € 463,053 | € 503,315 | € 473,521 | ▼ 6% |
| Employees (FTE) | 2.5 | 3.2 | 2.5 | 2.5 |
Key figures of Kempen advies Beerse, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Kempen advies Beerse?
What happened at Kempen advies Beerse in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 54,743 (▼ 63% vs 2024). Source: NBB ↗
- Thobeco BV became a director. NBB
- GHL BV became a director. NBB
- Hans Pauwels stepped down as director. NBB
- Gert Van Reusel stepped down as director. NBB
- Luc Walschots stepped down as director. NBB
- Gert Van Reusel became a director. NBB
- Hans Pauwels became a director. NBB
In short
From € 86,267 profit in 2022 to € 54,743 profit in 2025.
Paid € 147,886 in corporate taxes since 2022.
Best year ever: 2024, with € 148,273 profit.
On average € 116,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Thobeco comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Kempen advies BeerseBehind Kempen advies Beerse are Thobeco BV and GHL BV. The shares are held by Thobeco (100%).
Directors
According to the 2025 annual accounts
Director · represented by Beckx Thomas
Also active at: Immo Groep B&A, Beckx, Andries & Partners
since 2025
Director · represented by Walschots Luc
Also active at: Immo Groep B&A, Kempen Advies Verzekeringsmakelaars Beerse
since 2025
since 2017 · until 2025
since 2025 · until 2025
Luc Walschots
Director
Also active at: WALSCHOTS BEHEER, Compagnie LLC, LUCAN BEHEER, Kempen Advies verzekeringsmakelaars, WALSCHOTS VERZEKERINGEN, KEMPEN ADVIES
since 2006 · until 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Dorp 63
2382 Ravels
Lindenlaan 16
2340 Beerse
Active since 26 January 2006
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0878.911.555
- VAT number
- BE 0878.911.555
- Registered office
- Dorp 63, 2382 Ravels
- Names & denominations
- Kempen advies Beerse
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 January 2006
- Peppol
- Active · Active since 31 Mar 2026
- Activities · NACE
Agenten en makelaars in bankdiensten
Overige financiële dienstverlening, neg
Activiteiten van verzekeringsagenten en -makelaars