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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Kempen Advies verzekeringsmakelaars from Turnhout, company number BE0474386814, closed financial year 2025 with a result of € 197,835 after tax. For that financial year Kempen Advies verzekeringsmakelaars recorded a gross margin of € 641,381 and equity of € 263,607. Compared with financial year 2024, the result moved from € 183,891 to € 197,835. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 263,607
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 197,835
▲ 8% vs 2024
Profit after tax over the fiscal year.
€ 160,149
▼ 37% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 200,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
3.9
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 294,434
▲ 20% vs 2024
€ 75,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 21,733
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 64,000
▼ 50% vs 2024
Loans from banks and other lenders, long and short.
€ 874
▼ 72% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 65,311
▲ 51% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 448,821 | € 617,082 | € 569,752 | € 641,381 | ▲ 13% |
| Profit after taxes | € 132,787 | € 223,551 | € 183,891 | € 197,835 | ▲ 8% |
| Equity | € 233,330 | € 206,881 | € 265,772 | € 263,607 | ▼ 1% |
| Total debts | € 556,208 | € 519,727 | € 436,257 | € 520,050 | ▲ 19% |
| Cash | € 236,740 | € 63,478 | € 253,350 | € 160,149 | ▼ 37% |
| Land & buildings | € 57,731 | € 65,450 | € 63,310 | € 54,187 | ▼ 14% |
| Retained profit | € 171,330 | € 144,881 | € 203,772 | € 201,607 | ▼ 1% |
| Dividend | € 125,000 | € 250,000 | € 125,000 | € 200,000 | ▲ 60% |
| Bank debt | € 256,000 | € 192,000 | € 128,000 | € 64,000 | ▼ 50% |
| Balance sheet total | € 789,538 | € 726,607 | € 702,028 | € 783,657 | ▲ 12% |
| Employees (FTE) | 2.8 | 3.3 | 3.4 | 3.9 | ▲ 0.5 |
Key figures of Kempen Advies verzekeringsmakelaars, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Kempen Advies verzekeringsmakelaars?
What happened at Kempen Advies verzekeringsmakelaars in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 197,835 (▲ 8% vs 2024). Source: NBB ↗
- New establishment in Turnhout. KBO
- Start of the company according to the CBE. KBO
In short
From € 132,787 profit in 2022 to € 197,835 profit in 2025.
Paid € 276,371 in corporate taxes since 2022.
Best year ever: 2023, with € 223,551 profit.
On average € 164,500 of value added per employee in 2025.
Management
The stake of WALSCHOTS VERZEKERINGEN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Kempen Advies verzekeringsmakelaarsBehind Kempen Advies verzekeringsmakelaars are Luc Walschots and Bruno Wuyts. The shares are held by WALSCHOTS VERZEKERINGEN (100%).
Directors
According to the 2025 annual accounts
Luc Walschots
Managing director
Also active at: WALSCHOTS BEHEER, Compagnie LLC, LUCAN BEHEER, WALSCHOTS VERZEKERINGEN, KEMPEN ADVIES, Kempen advies Beerse
Bruno Wuyts
Director
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Noord-Brabantlaan 67
2300 Turnhout
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
Website info
Features
Security
Network
Details
- Company number
- 0474.386.814
- VAT number
- BE 0474.386.814
- Registered office
- Noord-Brabantlaan 67, 2300 Turnhout
- Names & denominations
- Kempen Advies verzekeringsmakelaars
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 March 2001
- Peppol
- Not registered
- Contact
- kempenadvies.be
- Activities · NACE
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Verzekeringsmakelaars en -agenten