Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2025; threshold 65 %.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
Cordis Verzekeringen from Ichtegem, company number BE0878846229, closed financial year 2025 with a result of € 13,391 after tax. For that financial year Cordis Verzekeringen recorded a gross margin of € 538,244 and equity of € 291,196. Compared with financial year 2024, the result moved from € 85,269 to € 13,391. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 291,196
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,391
▼ 84% vs 2024
Profit after tax over the fiscal year.
€ 29,084
▼ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 200,996.
People and assets in 2025
6.7
Average over the fiscal year, from the social balance sheet.
€ 407,493
▲ 6% vs 2024
€ 60,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 99,289
▲ 45% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 437,973
▲ 70% vs 2024
€ 82,261 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 146,886
▲ 264% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 71,807
▼ 15% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 775,554 | € 767,439 | € 738,334 | € 538,244 | ▼ 27% |
| Profit after taxes | € 72,570 | € 68,909 | € 85,269 | € 13,391 | ▼ 84% |
| Equity | € 368,117 | € 206,413 | € 284,884 | € 291,196 | ▲ 2% |
| Total debts | € 691,448 | € 718,002 | € 389,866 | € 881,366 | ▲ 126% |
| Cash | € 82,081 | € 117,866 | € 54,258 | € 29,084 | ▼ 46% |
| Land & buildings | € 420,364 | € 398,629 | € 378,361 | € 358,795 | ▼ 5% |
| Retained profit | € 277,917 | € 116,213 | € 194,684 | € 200,996 | ▲ 3% |
| Dividend | € 150,000 | € 225,000 | € 0 | € 0 | |
| Bank debt | € 436,554 | € 396,762 | € 258,014 | € 437,973 | ▲ 70% |
| Balance sheet total | € 1,111,857 | € 946,789 | € 674,750 | € 1,172,562 | ▲ 74% |
| Employees (FTE) | 7.1 | 6.7 | 6.7 | 6.7 |
Key figures of Cordis Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Cordis Verzekeringen?
What happened at Cordis Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 13,391 (▼ 84% vs 2024). filed late Source: NBB ↗
- Cordis Investments BV became a director. NBB
- Degryse - Seurinck Zakenkantoor stepped down as director. NBB
- Immoverko stepped down as director. NBB
- Degryse - Seurinck Zakenkantoor became a director. NBB
- Immoverko became a director. NBB
- New establishment in Diksmuide. KBO
- New establishment in Ichtegem. KBO
In short
From € 72,570 profit in 2022 to € 13,391 profit in 2025.
Paid € 186,697 in corporate taxes since 2022.
Best year ever: 2024, with € 85,269 profit.
On average € 80,300 of value added per employee in 2025.
A new publication or filing at Cordis Verzekeringen? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Cordis Investments, INGE CLAEYS, DEGRYSE - SEURINCK ZAKENKANTOOR comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Cordis VerzekeringenBehind Cordis Verzekeringen is Cordis Investments BV. The shares are held by Cordis Investments (100%), INGE CLAEYS (33.3%) and DEGRYSE - SEURINCK ZAKENKANTOOR (33.3%).
Directors
According to the 2025 annual accounts
Director · represented by Degryse Wim
since 2025
Degryse - Seurinck Zakenkantoor
Director · represented by Degryse Wim
Also active at: Cordis Investments
since 2018 · until 2025
since 2018 · until 2025
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Engelstraat(ICH) 59
8480 Ichtegem
Stationsstraat(D) 5 box 2
8600 Diksmuide
Active since 2 January 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0878.846.229
- VAT number
- BE 0878.846.229
- Registered office
- Engelstraat(ICH) 59, 8480 Ichtegem
- Names & denominations
- Cordis Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 January 2006
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Handel in eigen onroerend goed