What does IWAssur do?

IWAssur is an insurance broker in Ichtegem. Private Limited, started on 3 October 2019, 1 establishment.

What is the address of IWAssur?

The registered office of IWAssur is located at Oostendesteenweg(FICH) 17 box B, 8480 Ichtegem.

Is IWAssur still active?

Yes. According to the CBE (29 October 2026) IWAssur is active, legal situation “Normale toestand”, started on 3 October 2019.

Is IWAssur registered on Peppol?

No, IWAssur is currently not registered on the Peppol network.

What is the enterprise number of IWAssur?

The enterprise number of IWAssur is BE0735671358.

When was IWAssur founded?

IWAssur was founded on 3 October 2019.

Is IWAssur a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 3 October 2019; 5 annual accounts filed, latest fiscal year 2025; 6 directors known from the annual account.

How much profit did IWAssur make in 2025?

IWAssur recorded a loss after taxes of € 5,509 in financial year 2025.

What is the revenue of IWAssur?

As a small company, IWAssur is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 181,654.

IWAssur (Private Limited) - Ichtegem - BE0735671358

Q: Who are the directors of IWAssur?

According to the 2025 annual accounts, the directors of IWAssur are: LDC CommV, Vanoost - Willaert Comm.V, IWA Group BV, Luchard CommV, Gidade CommV, Vermeersch-sap VOF.

Dossier IWAssur, printed on 29 October 2026 from databakkes.be/en/0735671358/iwassur. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

IWAssur from Ichtegem, company number BE0735671358, closed financial year 2025 with a result of € -5,509 after tax. For that financial year IWAssur recorded a gross margin of € 181,654 and equity of € 56,817. Compared with financial year 2024, the result moved from € 22,573 to € -5,509. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.

What it is worth Healthy

€ 56,817

▼ 9% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -5,509

▼ still € 22,573 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 15,021

▼ 43% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 53,817.

People and assets in 2025

Wage cost

€ 69,587

▲ 174% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 773,807

▲ 256% vs 2024

€ 109,864 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 6,776

▼ 52% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 29,447

▲ 46% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 94,428 Gross margin 2022: € 94,428 First fiscal year in the series	€ 92,184 Gross margin 2023: € 92,184 ▼ 2% vs 2022 (€ 94,428) Unfavourable step	€ 101,998 Gross margin 2024: € 101,998 ▲ 11% vs 2023 (€ 92,184) Favourable step	€ 181,654 Gross margin 2025: € 181,654 ▲ 78% vs 2024 (€ 101,998) Favourable step	▲ 78%
Profit after taxes	€ 7,018 Profit after taxes 2022: € 7,018 First fiscal year in the series	€ 12,648 Profit after taxes 2023: € 12,648 ▲ 80% vs 2022 (€ 7,018) Favourable step	€ 22,573 Profit after taxes 2024: € 22,573 ▲ 78% vs 2023 (€ 12,648) Favourable step	€ -5,509 Profit after taxes 2025: € -5,509 ▼ € 28,082 vs 2024 (€ 22,573) Unfavourable step	▼ € 28,082
Equity	€ 27,104 Equity 2022: € 27,104 First fiscal year in the series	€ 39,752 Equity 2023: € 39,752 ▲ 47% vs 2022 (€ 27,104) Favourable step	€ 62,325 Equity 2024: € 62,325 ▲ 57% vs 2023 (€ 39,752) Favourable step	€ 56,817 Equity 2025: € 56,817 ▼ 9% vs 2024 (€ 62,325) Unfavourable step	▼ 9%
Total debts	€ 322,988 Total debts 2022: € 322,988 First fiscal year in the series	€ 278,219 Total debts 2023: € 278,219 ▼ 14% vs 2022 (€ 322,988) Favourable step	€ 251,847 Total debts 2024: € 251,847 ▼ 9% vs 2023 (€ 278,219) Favourable step	€ 862,559 Total debts 2025: € 862,559 ▲ 242% vs 2024 (€ 251,847) Unfavourable step	▲ 242%
Cash	€ 19,462 Cash 2022: € 19,462 First fiscal year in the series	€ 28,489 Cash 2023: € 28,489 ▲ 46% vs 2022 (€ 19,462) Favourable step	€ 26,215 Cash 2024: € 26,215 ▼ 8% vs 2023 (€ 28,489) Unfavourable step	€ 15,021 Cash 2025: € 15,021 ▼ 43% vs 2024 (€ 26,215) Unfavourable step	▼ 43%
Retained profit	€ 24,104 Retained profit 2022: € 24,104 First fiscal year in the series	€ 36,752 Retained profit 2023: € 36,752 ▲ 52% vs 2022 (€ 24,104) Favourable step	€ 59,325 Retained profit 2024: € 59,325 ▲ 61% vs 2023 (€ 36,752) Favourable step	€ 53,817 Retained profit 2025: € 53,817 ▼ 9% vs 2024 (€ 59,325) Unfavourable step	▼ 9%
Bank debt	€ 307,149 Bank debt 2022: € 307,149 First fiscal year in the series	€ 262,285 Bank debt 2023: € 262,285 ▼ 15% vs 2022 (€ 307,149) Favourable step	€ 217,421 Bank debt 2024: € 217,421 ▼ 17% vs 2023 (€ 262,285) Favourable step	€ 773,807 Bank debt 2025: € 773,807 ▲ 256% vs 2024 (€ 217,421) Unfavourable step	▲ 256%
Balance sheet total	€ 350,093 Balance sheet total 2022: € 350,093 First fiscal year in the series	€ 317,971 Balance sheet total 2023: € 317,971 ▼ 9% vs 2022 (€ 350,093) Unchanged	€ 314,173 Balance sheet total 2024: € 314,173 ▼ 1% vs 2023 (€ 317,971) Unchanged	€ 919,375 Balance sheet total 2025: € 919,375 ▲ 193% vs 2024 (€ 314,173) Unchanged	▲ 193%

Key figures of IWAssur, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to IWAssur?

What happened at IWAssur in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 6, 2026 New annual accounts for financial year 2025: loss of € 5,509 (▼ € 28,082 vs 2024). Source: NBB ↗
Oct 3, 2019 New establishment in Ichtegem. KBO
Oct 3, 2019 Start of the company according to the CBE. KBO
2019 LDC CommV became a director. NBB
2019 Vermeersch-sap VOF became a director. NBB

In short

From € 7,018 profit in 2022 to € 5,509 loss in 2025.

Paid € 17,464 in corporate taxes since 2022.

Best year ever: 2024, with € 22,573 profit.

Original PDFs at the National Bank ↗

Management

IWA Group 100%

The stake of IWA Group comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

IWAssur

Behind IWAssur are LDC CommV, Vanoost - Willaert Comm.V, IWA Group BV, Luchard CommV, Gidade CommV and Vermeersch-sap VOF. The shares are held by IWA Group (100%).