Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
-
Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2024; threshold 65 %.
-
Board fully replaced NBB
No director from three years ago is still active according to annual account 2024.
-
Busy address KBO
54 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2024
Bcc Centrale from Namur, company number BE0878163269, closed financial year 2024 with a result of € -1.9 million after tax. For that financial year Bcc Centrale recorded revenue of € 17.8 million and equity of € -12,247. Compared with financial year 2023, the result moved from € -451,221 to € -1.9 million. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2025.
€ -12,247
▼ € 1.9 million vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1.9 million
▼ 331 % more loss than in 2023
Profit after tax over the fiscal year.
€ 416,304
▼ 5% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -77,707.
People and assets in 2024
17.8
▲ 2.5 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 954,810
▲ 12% vs 2023
€ 53,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 172,979
▼ 25% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 5.8 million
▼ 6% vs 2023
€ 417,143 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 3.5 million
▲ 167% vs 2023
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 74 days on average.
€ 332,215
▲ 1% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | - | € 13,849,567 | € 14,648,220 | € 17,760,701 | ▲ 21% |
| Gross margin | € 843,207 | - | - | - | |
| Profit after taxes | € 235,178 | € 120,477 | € -451,221 | € -1,946,196 | ▼ € 1.5 million |
| Equity | € 2,264,693 | € 2,385,170 | € 1,933,949 | € -12,247 | ▼ € 1.9 million |
| Total debts | € 6,492,796 | € 10,972,598 | € 9,440,075 | € 11,672,065 | ▲ 24% |
| Cash | € 520,329 | € 636,351 | € 436,098 | € 416,304 | ▼ 5% |
| Land & buildings | € 382,583 | € 371,632 | - | - | |
| Retained profit | € 2,246,093 | € 2,366,570 | € 1,868,489 | € -77,707 | ▼ € 1.9 million |
| Dividend | € 70,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 3,638,756 | € 7,123,484 | € 6,192,041 | € 5,814,447 | ▼ 6% |
| Balance sheet total | € 8,798,143 | € 13,394,368 | € 11,374,024 | € 11,659,818 | ▲ 3% |
| Employees (FTE) | 9.6 | 15.3 | 15.3 | 17.8 | ▲ 2.5 |
Key figures of Bcc Centrale, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Bcc Centrale?
What happened at Bcc Centrale in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 1.9 million. Source: NBB ↗
- FINANCIERES WEST NAMUR became a director. NBB
- BICYCLIC GROUP stepped down as director. NBB
- New establishment in Awans. KBO
- New establishment in Namur. KBO
- New establishment in Charleroi. KBO
- New establishment in Marche-en-Famenne. KBO
- New establishment in Nivelles. KBO
In short
From € 235,178 profit in 2021 to € 1.9 million loss in 2024.
Paid € 54,431 in corporate taxes since 2021.
Best year ever: 2021, with € 235,178 profit.
On average € 87,800 of value added per employee in 2021.
Management
The stake of BICYCLIC GROUP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Bcc CentraleBehind Bcc Centrale is FINANCIERES WEST NAMUR. The shares are held by BICYCLIC GROUP (100%).
Directors
According to the 2024 annual accounts
Director · represented by Philippe STEVENY
Also active at: STEVENY, HEPPIGNIES AIRPORT, STEVENY PARTS, IMMO STEVENY BRAINE, Steveny Automobiles, IMMO STEVENY ARLON, IMMO STEVENY WEX, IMMO HANNUT +17 more
since 2025
Director · represented by Jean CHEFFERT
Also active at: THE BARRACUDA COMPANY, Bcc Remouchamps, Bcc Hognoul, Bcc Marche, Bcc Namur, BCC LIEGE, BCC Nivelles
since 2021 · until 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue des Pieds d'Alouette(NN) 39
5100 Namur
Place Joséphine Charlotte(JB) 18 box .
5100 Namur
Active since 1 January 2006
Rue Chaussée 2/B
4342 Awans
Active since 8 April 2025
Place Joséphine Charlotte(JB) 18
5100 Namur
Active since 8 April 2025
Chaussée de Bruxelles 91
6020 Charleroi
Active since 8 April 2025
Marche, Chaussée de Liège 97
6900 Marche-en-Famenne
Active since 8 April 2025
Rue du Commerce 1
1400 Nivelles
Active since 8 April 2025
Leuvensesteenweg 38
1932 Zaventem
Active since 8 April 2025
Square Philippe Gilbert 3
4920 Aywaille
Active since 8 April 2025
Rue Saint-Michel 16
4000 Liège
Active since 8 April 2025
Avenue Zénobe Gramme 16
1300 Wavre
Active since 8 April 2025
Chaussée de Tournai(R-C) 39
7520 Tournai
Active since 8 April 2025
Belliardstraat 222
1040 Brussel
Active since 8 April 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 54 companies are registered at this address.
All companies at this address →HEPPIGNIES AIRPORT same network
€ -4,164 gross margin · 2025
GARAGE ROUSSEAU
€ 17.6 million revenue · 2025
STEVENY PARTS same network
€ 1,024 revenue · 2025
STEVENY MOTORS
€ 154.6 million revenue · 2025
IMMO STEVENY BRAINE same network
€ 102,710 revenue · 2025
+49 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0878.163.269
- VAT number
- BE 0878.163.269
- Registered office
- Rue des Pieds d'Alouette(NN) 39, 5100 Namur
- Names & denominations
- Bcc Centrale
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 December 2005
- Peppol
- Active · Active since 29 Dec 2025
- Activities · NACE
Detailhandel in fietsen
Groothandel in fietsen
Detailhandel in bovenkleding voor heren, dames en kinderen (algemeen assortiment)
Overige reparaties, n.e.g.
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)
Reparatie van andere consumentenartikelen
Groothandel in kleding, met uitzondering van werk- en onderkleding
Detailhandel in kledingaccessoires