Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HABITAR from Staden, company number BE0874532501, closed financial year 2025 with a result of € 62,573 after tax. For that financial year HABITAR recorded a gross margin of € 316,913 and equity of € 710,849. Compared with financial year 2024, the result moved from € 52,438 to € 62,573. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 28, 2026.
€ 710,849
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 62,573
▲ 19% vs 2024
Profit after tax over the fiscal year.
€ 39,214
▼ 88% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 692,249.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 13,931
▲ 14% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 30
▼ 92% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.3 million
▲ 43% vs 2024
€ 100,836 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 11,965
▼ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,317
▼ 88% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 793,899 | € 231,300 | € 196,463 | € 316,913 | ▲ 61% |
| Profit after taxes | € 414,359 | € 96,055 | € 52,438 | € 62,573 | ▲ 19% |
| Equity | € 499,782 | € 595,837 | € 648,275 | € 710,849 | ▲ 10% |
| Total debts | € 1,501,955 | € 1,588,134 | € 1,493,322 | € 1,656,297 | ▲ 11% |
| Cash | € 99,296 | € 10,128 | € 327,673 | € 39,214 | ▼ 88% |
| Land & buildings | € 1,011,819 | € 1,119,561 | € 861,472 | € 1,405,065 | ▲ 63% |
| Retained profit | € 481,182 | € 577,237 | € 629,675 | € 692,249 | ▲ 10% |
| Bank debt | € 707,099 | € 736,588 | € 879,901 | € 1,258,344 | ▲ 43% |
| Balance sheet total | € 2,001,737 | € 2,183,971 | € 2,141,598 | € 2,367,146 | ▲ 11% |
| Employees (FTE) | 0.3 | 0 | - | 0 |
Key figures of HABITAR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to HABITAR?
What happened at HABITAR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 62,573 (▲ 19% vs 2024). Source: NBB ↗
- Charlotte Wyseur became a director. NBB
- Thibaut Debucquoy became a director. NBB
- New establishment in Staden. KBO
- Start of the company according to the CBE. KBO
In short
From € 414,359 profit in 2022 to € 62,573 profit in 2025.
Paid € 278,796 in corporate taxes since 2022.
Best year ever: 2022, with € 414,359 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HABITAR are Charlotte Wyseur and Thibaut Debucquoy. It owns 100% of Contrat, 33.3% of Habitar+ and 33.3% of Habicon itself.
Directors
According to the 2025 annual accounts
Charlotte Wyseur
Director
since 2019
Thibaut Debucquoy
Director
since 2005
Establishments
Establishment units
Physical locations of this company
Ommegang Oost(WRB) 10
8840 Staden
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0874.532.501
- VAT number
- BE 0874.532.501
- Registered office
- Ommegang Oost(WRB) 10, 8840 Staden
- Names & denominations
- HABITAR · HΛBITΛR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 June 2005
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Algemene bouw van residentiële gebouwen
Overige gespecialiseerde bouwactiviteiten, neg
Overige gespecialiseerde bouwwerkzaamheden
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Overige gespecialiseerde werkzaamheden in de bouw