Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CONTRAT from Staden, company number BE0547986256, closed financial year 2025 with a result of € -22,812 after tax. For that financial year CONTRAT recorded a gross margin of € 4,571 and equity of € 34,102. Compared with financial year 2024, the result moved from € 18,891 to € -22,812. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 7, 2026.
€ 34,102
▼ 40% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -22,812
▼ still € 18,891 profit in 2024
Profit after tax over the fiscal year.
€ 4,604
▼ 93% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 15,502.
People and assets in 2025
€ 2,380
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 222,457
▼ 55% vs 2024
Loans from banks and other lenders, long and short.
€ 43,543
▼ 39% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 23,931 | € 13,081 | € 36,792 | € 4,571 | ▼ 88% |
| Profit after taxes | € 16,441 | € 787 | € 18,891 | € -22,812 | ▼ € 41,703 |
| Equity | € 52,235 | € 53,022 | € 56,913 | € 34,102 | ▼ 40% |
| Total debts | € 412,281 | € 384,201 | € 683,969 | € 430,387 | ▼ 37% |
| Cash | € 75,176 | € 26,245 | € 63,627 | € 4,604 | ▼ 93% |
| Retained profit | € 33,635 | € 34,422 | € 38,313 | € 15,502 | ▼ 60% |
| Dividend | € 10,000 | € 0 | € 15,000 | € 0 | ▼ 100% |
| Bank debt | € 6,025 | € 112,757 | € 498,150 | € 222,457 | ▼ 55% |
| Balance sheet total | € 464,516 | € 437,224 | € 740,882 | € 464,488 | ▼ 37% |
Key figures of CONTRAT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CONTRAT?
What happened at CONTRAT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 22,812 (▼ € 41,703 vs 2024). Source: NBB ↗
- Habitar BV became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Staden. KBO
In short
From € 16,441 profit in 2022 to € 22,812 loss in 2025.
Paid € 4,433 in corporate taxes since 2022.
Best year ever: 2024, with € 18,891 profit.
Paid out € 25,000 in dividends to the owners in total.
Management
The stake of HABITAR comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CONTRATBehind CONTRAT is Habitar BV. The shares are held by HABITAR (100%).
Directors
According to the 2025 annual accounts
Director · represented by Debucquoy THIBAUT
Also active at: Citrapel, HABITAR plus, Habicon, LUNETTE
since 2015
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Ommegang Oost(WRB) 10
8840 Staden
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0547.986.256
- VAT number
- BE 0547.986.256
- Registered office
- Ommegang Oost(WRB) 10, 8840 Staden
- Names & denominations
- CONTRAT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 March 2014
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
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