What does S.D.S. ASSUR do?

S.D.S. ASSUR is an insurance broker in Ellezelles. Private Limited, started on 31 May 2005, 1 establishment.

What is the address of S.D.S. ASSUR?

The registered office of S.D.S. ASSUR is located at Maclinoire 43, 7890 Ellezelles.

Is S.D.S. ASSUR still active?

Yes. According to the CBE (16 September 2026) S.D.S. ASSUR is active, legal situation “Normale toestand”, started on 31 May 2005.

Is S.D.S. ASSUR registered on Peppol?

Yes, S.D.S. ASSUR is registered on the Peppol network with ID 0208:0874275054.

What is the enterprise number of S.D.S. ASSUR?

The enterprise number of S.D.S. ASSUR is BE0874275054.

When was S.D.S. ASSUR founded?

S.D.S. ASSUR was founded on 31 May 2005.

Who are the directors of S.D.S. ASSUR?

According to the 2025 annual accounts, the directors of S.D.S. ASSUR are: SERGE SPRUYT.

Is S.D.S. ASSUR a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 31 May 2005; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did S.D.S. ASSUR make in 2025?

S.D.S. ASSUR posted a profit after taxes of € 39,038 in financial year 2025.

What is the revenue of S.D.S. ASSUR?

As a small company, S.D.S. ASSUR is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 83,319.

How many employees does S.D.S. ASSUR have?

According to the 2025 annual accounts, S.D.S. ASSUR has 0.8 full-time equivalents (FTE).

S.D.S. ASSUR (Private Limited) - Ellezelles

Dossier S.D.S. ASSUR, printed on 16 September 2026 from databakkes.be/en/0874275054/s-d-s-assur. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

S.D.S. ASSUR from Ellezelles, company number BE0874275054, closed financial year 2025 with a result of € 39,038 after tax. For that financial year S.D.S. ASSUR recorded a gross margin of € 83,319 and equity of € 388,215. Compared with financial year 2024, the result moved from € 46,558 to € 39,038. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.

What it is worth Growing

€ 388,215

▲ 11% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 39,038

▼ 16% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 514

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 381,915.

People and assets in 2025

Full-time equivalents

0.8

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 25,165

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

€ 20,519

▲ 13% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 7,994

▲ € 6,208 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 7,334

▼ 52% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 89,844 Gross margin 2022: € 89,844 First fiscal year in the series	€ 111,349 Gross margin 2023: € 111,349 ▲ 24% vs 2022 (€ 89,844) Favourable step	€ 95,189 Gross margin 2024: € 95,189 ▼ 15% vs 2023 (€ 111,349) Unfavourable step	€ 83,319 Gross margin 2025: € 83,319 ▼ 12% vs 2024 (€ 95,189) Unfavourable step	▼ 12%
Profit after taxes	€ 46,300 Profit after taxes 2022: € 46,300 First fiscal year in the series	€ 68,433 Profit after taxes 2023: € 68,433 ▲ 48% vs 2022 (€ 46,300) Favourable step	€ 46,558 Profit after taxes 2024: € 46,558 ▼ 32% vs 2023 (€ 68,433) Unfavourable step	€ 39,038 Profit after taxes 2025: € 39,038 ▼ 16% vs 2024 (€ 46,558) Unfavourable step	▼ 16%
Equity	€ 255,614 Equity 2022: € 255,614 First fiscal year in the series	€ 302,619 Equity 2023: € 302,619 ▲ 18% vs 2022 (€ 255,614) Favourable step	€ 349,177 Equity 2024: € 349,177 ▲ 15% vs 2023 (€ 302,619) Favourable step	€ 388,215 Equity 2025: € 388,215 ▲ 11% vs 2024 (€ 349,177) Favourable step	▲ 11%
Total debts	€ 43,637 Total debts 2022: € 43,637 First fiscal year in the series	€ 46,161 Total debts 2023: € 46,161 ▲ 6% vs 2022 (€ 43,637) Unfavourable step	€ 35,170 Total debts 2024: € 35,170 ▼ 24% vs 2023 (€ 46,161) Favourable step	€ 35,847 Total debts 2025: € 35,847 ▲ 2% vs 2024 (€ 35,170) Unfavourable step	▲ 2%
Cash	€ 1,756 Cash 2022: € 1,756 First fiscal year in the series	€ 13,213 Cash 2023: € 13,213 ▲ € 11,456 vs 2022 (€ 1,756) Favourable step	€ 514 Cash 2024: € 514 ▼ 96% vs 2023 (€ 13,213) Unfavourable step	€ 514 Cash 2025: € 514 Unchanged (€ 514) Unchanged
Retained profit	€ 249,314 Retained profit 2022: € 249,314 First fiscal year in the series	€ 296,319 Retained profit 2023: € 296,319 ▲ 19% vs 2022 (€ 249,314) Favourable step	€ 342,877 Retained profit 2024: € 342,877 ▲ 16% vs 2023 (€ 296,319) Favourable step	€ 381,915 Retained profit 2025: € 381,915 ▲ 11% vs 2024 (€ 342,877) Favourable step	▲ 11%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 21,429 Dividend 2023: € 21,429 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 21,429) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 15,233 Bank debt 2022: € 15,233 First fiscal year in the series	€ 31,076 Bank debt 2023: € 31,076 ▲ 104% vs 2022 (€ 15,233) Unfavourable step	€ 18,128 Bank debt 2024: € 18,128 ▼ 42% vs 2023 (€ 31,076) Favourable step	€ 20,519 Bank debt 2025: € 20,519 ▲ 13% vs 2024 (€ 18,128) Unfavourable step	▲ 13%
Balance sheet total	€ 299,251 Balance sheet total 2022: € 299,251 First fiscal year in the series	€ 348,779 Balance sheet total 2023: € 348,779 ▲ 17% vs 2022 (€ 299,251) Unchanged	€ 384,347 Balance sheet total 2024: € 384,347 ▲ 10% vs 2023 (€ 348,779) Unchanged	€ 424,062 Balance sheet total 2025: € 424,062 ▲ 10% vs 2024 (€ 384,347) Unchanged	▲ 10%
Employees (FTE)	0.8 Employees (FTE) 2022: 0.8 First fiscal year in the series	0.8 Employees (FTE) 2023: 0.8 Unchanged (0.8) Unchanged	0.8 Employees (FTE) 2024: 0.8 Unchanged (0.8) Unchanged	0.8 Employees (FTE) 2025: 0.8 Unchanged (0.8) Unchanged

Key figures of S.D.S. ASSUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to S.D.S. ASSUR?

What happened at S.D.S. ASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 27, 2026 New annual accounts for financial year 2025: profit of € 39,038 (▼ 16% vs 2024). filed late Source: NBB ↗
Jul 1, 2005 New establishment in Enghien. KBO
May 31, 2005 Start of the company according to the CBE. KBO

In short

From € 46,300 profit in 2022 to € 39,038 profit in 2025.

Paid € 82,666 in corporate taxes since 2022.

Best year ever: 2023, with € 68,433 profit.

Paid out € 21,429 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at S.D.S. ASSUR? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

SERGE SPRUYT

S.D.S. ASSUR

Behind S.D.S. ASSUR is SERGE SPRUYT.

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Directors

According to the 2025 annual accounts

SERGE SPRUYT

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Maclinoire 43

7890 Ellezelles

2.148.084.301

Oude Markt Plaats(E) 40 box A

7850 Enghien

Active since 1 July 2005

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0874.275.054
VAT number: BE 0874.275.054
Registered office: Maclinoire 43, 7890 Ellezelles
Names & denominations: S.D.S. ASSUR
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 31 May 2005
Peppol: Active · Active since 29 Sept 2025
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗