Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
FERNANDEZ-GRANDJEAN from Liège, company number BE0866139724, closed financial year 2024 with a result of € -86,929 after tax. For that financial year FERNANDEZ-GRANDJEAN recorded a gross margin of € 145,173 and equity of € -104,831. Compared with financial year 2023, the result moved from € -9,114 to € -86,929. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 8, 2025.
€ -104,831
▼ € 86,929 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -86,929
▼ 854 % more loss than in 2023
Profit after tax over the fiscal year.
€ 45,494
▲ 75% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -123,431.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 220,426
▲ 163% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,972
▲ € 3,755 vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 22,349
€ 4,700 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 118,138
▲ 23% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 127,627
▲ 213% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 113,488 | € 75,420 | € 93,504 | € 145,173 | ▲ 55% |
| Profit after taxes | € 16,813 | € 23,526 | € -9,114 | € -86,929 | ▼ € 77,815 |
| Equity | € -32,314 | € -8,789 | € -17,902 | € -104,831 | ▼ € 86,929 |
| Total debts | € 151,603 | € 274,716 | € 138,072 | € 270,473 | ▲ 96% |
| Cash | € 3,172 | € 5,831 | € 25,965 | € 45,494 | ▲ 75% |
| Retained profit | € -50,914 | € -27,389 | € -36,502 | € -123,431 | ▼ € 86,929 |
| Bank debt | € 1,104 | € 0 | € 0 | € 22,349 | |
| Balance sheet total | € 119,288 | € 265,928 | € 120,169 | € 165,642 | ▲ 38% |
Key figures of FERNANDEZ-GRANDJEAN, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to FERNANDEZ-GRANDJEAN?
What happened at FERNANDEZ-GRANDJEAN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 86,929. filed late Source: NBB ↗
- New establishment in Liège. KBO
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,813 profit in 2021 to € 86,929 loss in 2024.
Paid € 4,642 in corporate taxes since 2021.
Best year ever: 2022, with € 23,526 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FERNANDEZ-GRANDJEAN is NADIYE OZGEN. NADIYE OZGEN is also behind BOUSHABA - OZGEN IMMO and DELICITE.
Directors
According to the 2024 annual accounts
Establishments
Establishment units
Physical locations of this company
Place Saint-Lambert 27 box 25
4000 Liège
Place Saint-Lambert 27 box 29
4000 Liège
Active since 2 November 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →ORBIS LIEGE
€ 1.1 million gross margin · 2022
BRASSERIE SAINT DENIS
€ 103,720 gross margin · 2023
LIÈGE ICE CREAM
€ 118,454 gross margin · 2025
ASSOCIATION DES COMMERCANTS -GALERIES SAINT-LAMBERT
€ 27,250 gross margin · 2025
NAUMY LIEGE
€ -14,573 gross margin · 2023
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0866.139.724
- VAT number
- BE 0866.139.724
- Registered office
- Place Saint-Lambert 27 bus 25, 4000 Liège
- Names & denominations
- FERNANDEZ-GRANDJEAN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 June 2004
- Peppol
- Active · Active since 21 Dec 2025
- Activities · NACE
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Fastfoodzaken, snackbars, frituren en dergelijke
Eetgelegenheden met beperkte bediening