Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
GARAGE ROSA & FILS from Seraing, company number BE0864301474, closed financial year 2024 with a result of € 52,729 after tax. For that financial year GARAGE ROSA & FILS recorded a gross margin of € 357,405 and equity of € 242,973. Compared with financial year 2023, the result moved from € -23,570 to € 52,729. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 23, 2025.
€ 242,973
▲ 28% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 52,729
▲ still € 23,570 loss in 2023
Profit after tax over the fiscal year.
€ 35,462
▲ 73% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 224,373.
People and assets in 2024
5.1
▼ 0.6 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 226,533
▼ 21% vs 2023
€ 44,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,410
▼ 55% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 46,547
▼ 63% vs 2023
€ 37,000 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 114,596
▼ 36% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 134,320
▲ 10% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 301,263 | € 254,150 | € 342,761 | € 357,405 | ▲ 4% |
| Profit after taxes | € 24,232 | € -40,718 | € -23,570 | € 52,729 | ▲ € 76,299 |
| Equity | € 254,532 | € 213,814 | € 190,244 | € 242,973 | ▲ 28% |
| Total debts | € 613,933 | € 654,736 | € 496,113 | € 381,490 | ▼ 23% |
| Cash | € 30,136 | € 20,942 | € 20,524 | € 35,462 | ▲ 73% |
| Land & buildings | € 290,828 | € 271,818 | € 265,110 | € 244,251 | ▼ 8% |
| Retained profit | € 235,932 | € 195,214 | € 171,644 | € 224,373 | ▲ 31% |
| Bank debt | € 221,425 | € 157,530 | € 124,393 | € 46,547 | ▼ 63% |
| Balance sheet total | € 868,465 | € 868,550 | € 686,357 | € 624,463 | ▼ 9% |
| Employees (FTE) | 4.7 | 5.4 | 5.7 | 5.1 | ▼ 0.6 |
Key figures of GARAGE ROSA & FILS, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to GARAGE ROSA & FILS?
What happened at GARAGE ROSA & FILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 52,729. filed late Source: NBB ↗
- New establishment in Seraing. KBO
- Start of the company according to the CBE. KBO
- Fabrice ROSA became a director. NBB
In short
From € 24,232 profit in 2021 to € 52,729 profit in 2024.
Best year ever: 2024, with € 52,729 profit.
On average € 70,100 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GARAGE ROSA & FILS are Fabrice ROSA and Audrey OTOUL.
Directors
According to the 2024 annual accounts
Fabrice ROSA
Director
since 2004
Audrey OTOUL
Director
Establishments
Establishment units
Physical locations of this company
Rue de la Rose 158
4102 Seraing
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0864.301.474
- VAT number
- BE 0864.301.474
- Registered office
- Rue de la Rose 158, 4102 Seraing
- Names & denominations
- GARAGE ROSA & FILS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 March 2004
- Peppol
- Active · Active since 5 Dec 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Detailhandel in onderdelen en accessoires van motorvoertuigen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Verhuur van auto's
+2