Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GARAGE STEVENY from Hannut, company number BE0465194776, closed financial year 2025 with a result of € -292 after tax. For that financial year GARAGE STEVENY recorded revenue of € 69.5 million and equity of € 4.6 million. Compared with financial year 2024, the result moved from € 670,811 to € -292. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 4, 2026.
€ 4.6 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -292
▼ still € 670,811 profit in 2024
Profit after tax over the fiscal year.
€ 520,616
▼ 70% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 4.6 million.
People and assets in 2025
80.9
▲ 4.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 5.3 million
▲ 17% vs 2024
€ 65,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 164,952
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.4 million
▼ 10% vs 2024
€ 272,515 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 16.5 million
▼ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 93 days on average.
€ 2.1 million
▲ 181% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 44,512,769 | € 65,776,788 | € 69,804,010 | € 69,487,639 | |
| Profit after taxes | € 874,396 | € 1,135,894 | € 670,811 | € -292 | ▼ € 671,103 |
| Equity | € 4,185,665 | € 4,416,559 | € 4,587,370 | € 4,587,078 | |
| Total debts | € 12,517,943 | € 18,310,069 | € 26,219,343 | € 22,143,938 | ▼ 16% |
| Cash | € 1,038,972 | € 1,493,092 | € 1,712,789 | € 520,616 | ▼ 70% |
| Land & buildings | € 101,944 | € 90,292 | € 80,833 | € 76,582 | ▼ 5% |
| Retained profit | € 4,167,073 | € 4,397,967 | € 4,568,778 | € 4,568,486 | |
| Dividend | € 557,068 | € 905,000 | € 500,000 | € 0 | ▼ 100% |
| Bank debt | € 540,000 | € 1,293,109 | € 2,630,838 | € 2,366,647 | ▼ 10% |
| Balance sheet total | € 16,703,608 | € 22,726,628 | € 30,806,713 | € 26,731,016 | ▼ 13% |
| Employees (FTE) | 38.4 | 61.3 | 76.4 | 80.9 | ▲ 4.5 |
Key figures of GARAGE STEVENY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GARAGE STEVENY?
What happened at GARAGE STEVENY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 292 (▼ € 671,103 vs 2024). filed late Source: NBB ↗
- New establishment in Fleurus. KBO
- New establishment in Sambreville. KBO
- New establishment in Marche-en-Famenne. KBO
- New establishment in Braine-l'Alleud. KBO
- New establishment in Wavre. KBO
- New establishment in Dinant. KBO
- New establishment in Huy. KBO
In short
From € 874,396 profit in 2022 to € 292 loss in 2025.
Paid € 1.2 million in corporate taxes since 2022.
Best year ever: 2023, with € 1.1 million profit.
Paid out € 2 million in dividends to the owners in total.
Management
Behind GARAGE STEVENY is Philippe Steveny. The shares are held by Steveny Holding (100%).
Directors
According to the 2025 annual accounts
Philippe Steveny
Manager
Also active at: STEVENY, Ets Colson et fils, GARAGE ROUSSEAU, STEVENY PARTS, SAN-MAZUIN CONDROZ FAMENNE, SOCIÉTÉ AUTOMOBILE DE NAMUR - MAZUIN, GARAGE CHRISTIAN WEBER, DP Carrosserie +36 more
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de Wavre 176
4280 Hannut
Route de Wavre (THIS) 176
4280 Hannut
Active since 1 March 1999
Route de Hannut(BU) 94
5004 Namur
Active since 15 January 2010
Quai d'Arona 14
4500 Huy
Active since 1 January 2014
Zoning de la Voie Cuivrée 1
5503 Dinant
Active since 16 April 2014
Chaussée de Namur 260
1300 Wavre
Active since 1 December 2015
Chaussée de Nivelles 3
1420 Braine-l'Alleud
Active since 1 January 2019
Marche,Rue des Deux Provinces 12
6900 Marche-en-Famenne
Active since 1 January 2020
Avenue Alexander Fleming(H) 9
6220 Fleurus
Active since 1 March 2023
Rue de l'Essor 6
5060 Sambreville
Active since 1 March 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.194.776
- VAT number
- BE 0465.194.776
- Registered office
- Rue de Wavre 176, 4280 Hannut
- Names & denominations
- GARAGE STEVENY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 January 1999
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)