Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
IMMO-BEN from Schaarbeek, company number BE0863178452, closed financial year 2025 with a result of € 10,540 after tax. For that financial year IMMO-BEN recorded a gross margin of € 98,134 and equity of € 9,613. Compared with financial year 2024, the result moved from € -8,581 to € 10,540. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 19, 2025.
€ 9,613
▲ € 10,540 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,540
▲ still € 8,581 loss in 2024
Profit after tax over the fiscal year.
€ 2,243
▼ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -8,987.
Debts at end 2025
€ 1.3 million
▼ 6% vs 2024
€ 75,042 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 40,830
▼ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 73,165 | € 122,561 | € 91,518 | € 98,134 | ▲ 7% |
| Profit after taxes | € -11,771 | € -19,843 | € -8,581 | € 10,540 | ▲ € 19,121 |
| Equity | € 27,498 | € 7,654 | € -927 | € 9,613 | ▲ € 10,540 |
| Total debts | € 1,957,859 | € 1,910,570 | € 1,857,021 | € 1,773,713 | ▼ 4% |
| Cash | € 81,277 | € 3,192 | € 2,348 | € 2,243 | ▼ 4% |
| Land & buildings | € 2,006,922 | € 2,016,063 | € 1,943,867 | € 1,871,671 | ▼ 4% |
| Retained profit | € 8,898 | € -10,946 | € -19,527 | € -8,987 | ▲ € 10,540 |
| Bank debt | € 1,474,676 | € 1,402,826 | € 1,329,928 | € 1,255,966 | ▼ 6% |
| Balance sheet total | € 2,141,977 | € 2,068,144 | € 1,999,313 | € 1,919,844 | ▼ 4% |
Key figures of IMMO-BEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 December 2026.
What happened to IMMO-BEN?
What happened at IMMO-BEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 10,540. Source: NBB ↗
- New establishment in Schaarbeek. KBO
- Start of the company according to the CBE. KBO
- Aziz Benamar became a director. NBB
In short
From € 11,771 loss in 2022 to € 10,540 profit in 2025.
Best year ever: 2025, with € 10,540 profit.
Management
Behind IMMO-BEN is Aziz Benamar. Aziz Benamar is also behind BRAVASUN, IMAGOLD and A.B. INVEST.
Directors
According to the 2025 annual accounts
since 2004
Establishments
Establishment units
Physical locations of this company
Vanderlindenstraat 174
1030 Schaarbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →BRAVASUN same network
€ 8,360 gross margin · 2025
IMAGOLD same network
€ 13,210 gross margin · 2026
AMAR INVEST
€ 44,995 gross margin · 2025
A.B. INVEST same network
€ 255,106 gross margin · 2025
L'Auberge de La Pergola Atomium Restaurant Brasserie
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0863.178.452
- VAT number
- BE 0863.178.452
- Registered office
- Vanderlindenstraat 174, 1030 Schaarbeek
- Names & denominations
- IMMO-BEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 February 2004
- Peppol
- Not registered