Financials
Financial year 2025
CALLAERT INSURANCE BROKERS from Sint-Niklaas, company number BE0862295752, closed financial year 2025 with a result of € 113,453 after tax. For that financial year CALLAERT INSURANCE BROKERS recorded a gross margin of € 389,249 and equity of € 344,132. Compared with financial year 2024, the result moved from € 67,786 to € 113,453. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 344,132
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 113,453
▲ 67% vs 2024
Profit after tax over the fiscal year.
€ 11,961
▼ 19% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 113,000 paid out
100 % of the profit went to the shareholders, mostly to D.E.-INVEST (99 % of the shares). That is where the money ends up.
People and assets in 2025
1.8
▲ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 122,964
▲ 36% vs 2024
€ 68,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 72,912
▼ 14% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 706,430
▼ 19% vs 2024
€ 145,755 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 3,326
▼ 70% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,446
▲ 86% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 240,234 | € -231,952 | € 209,963 | € 389,249 | ▲ 85% |
| Profit after taxes | € 105,853 | € 108,956 | € 67,786 | € 113,453 | ▲ 67% |
| Equity | € 342,936 | € 343,893 | € 343,679 | € 344,132 | |
| Total debts | € 916,895 | € 1,091,668 | € 1,619,408 | € 1,632,991 | ▲ 1% |
| Cash | € 14,627 | € 4,785 | € 14,717 | € 11,961 | ▼ 19% |
| Retained profit | € 324,336 | € 325,293 | € 325,079 | € 325,532 | |
| Dividend | € 105,000 | € 108,000 | € 68,000 | € 113,000 | ▲ 66% |
| Bank debt | € 363,023 | € 326,331 | € 867,543 | € 706,430 | ▼ 19% |
| Balance sheet total | € 1,863,703 | € 1,549,450 | € 2,076,977 | € 2,091,013 | ▲ 1% |
| Employees (FTE) | 2.8 | 2.7 | 1.5 | 1.8 | ▲ 0.3 |
Key figures of CALLAERT INSURANCE BROKERS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CALLAERT INSURANCE BROKERS?
What happened at CALLAERT INSURANCE BROKERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 113,453 (▲ 67% vs 2024). Source: NBB ↗
- Evelyne Martens became a director. NBB
- Dcm Management BV became a director. NBB
- New establishment in Sint-Niklaas. KBO
- Start of the company according to the CBE. KBO
In short
From € 105,853 profit in 2022 to € 113,453 profit in 2025.
Paid € 16,576 in corporate taxes since 2022.
Best year ever: 2025, with € 113,453 profit.
On average € 216,200 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of D.E.-INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CALLAERT INSURANCE BROKERSBehind CALLAERT INSURANCE BROKERS are Evelyne Martens and Dcm Management BV. The shares are held by D.E.-INVEST (99.5%).
Directors
According to the 2025 annual accounts
since 2023
since 2023
Shareholders
99.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Parklaan 58
9100 Sint-Niklaas
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0862.295.752
- VAT number
- BE 0862.295.752
- Registered office
- Parklaan 58, 9100 Sint-Niklaas
- Names & denominations
- CALLAERT INSURANCE BROKERS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 December 2003
- Peppol
- Active · Active since 22 Apr 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten