Active · per the CBE, 30 September 2026

ZAKENKANTOOR VAN RAEMDONCK

BE0430274083

Rechtspersoon Private limited company 1 establishment

ZAKENKANTOOR VAN RAEMDONCK is an insurance broker in Sint-Niklaas. Private Limited, started on 5 January 1987, 1 establishment.

Hendrik Heymanplein 4, 9100 Sint-Niklaas

Behind the company: CARVARA BV.

Active for

39 year, 8 months

Financials

Financial year 2025

ZAKENKANTOOR VAN RAEMDONCK from Sint-Niklaas, company number BE0430274083, closed financial year 2025 with a result of € 146,419 after tax. For that financial year ZAKENKANTOOR VAN RAEMDONCK recorded a gross margin of € 557,781 and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 89,806 to € 146,419. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 7, 2026.

What it is worth Growing

€ 1.4 million

▲ 11% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 146,419

▲ 63% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 284,832

▲ 13% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.4 million.

People and assets in 2025

Full-time equivalents

3.4

▲ 1.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 194,627

▲ 76% vs 2024

€ 57,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 38,785

▲ 70% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 25 years to go

€ 904,110

▲ 1% vs 2024

€ 36,617 is repaid this year. At this pace the long-term loan is gone in ≈ 25 years.

Owed to suppliers

€ 183,228

▲ 22% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 35,448

▲ 31% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 320,184 € 444,231 € 451,157 € 557,781 ▲ 24%
Profit after taxes € 133,867 € 120,237 € 89,806 € 146,419 ▲ 63%
Equity € 1,078,505 € 1,198,743 € 1,283,749 € 1,420,092 ▲ 11%
Total debts € 1,169,384 € 1,105,626 € 1,151,163 € 1,181,355 ▲ 3%
Cash € 169,023 € 253,949 € 252,605 € 284,832 ▲ 13%
Land & buildings € 96,141 € 77,537 € 55,537 € 33,537 ▼ 40%
Retained profit € 1,059,905 € 1,180,143 € 1,265,149 € 1,401,492 ▲ 11%
Bank debt € 966,907 € 907,928 € 898,132 € 904,110 ▲ 1%
Balance sheet total € 2,249,147 € 2,305,312 € 2,435,540 € 2,601,761 ▲ 7%
Employees (FTE) 1.1 1.8 2.1 3.4 ▲ 1.3

Key figures of ZAKENKANTOOR VAN RAEMDONCK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ZAKENKANTOOR VAN RAEMDONCK?

What happened at ZAKENKANTOOR VAN RAEMDONCK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 146,419 (▲ 63% vs 2024). filed late Source: NBB ↗
  • CARVARA BV became a director. NBB
  • New establishment in Sint-Niklaas. KBO
  • Start of the company according to the CBE. KBO

In short

From € 133,867 profit in 2022 to € 146,419 profit in 2025.

Paid € 210,350 in corporate taxes since 2022.

Best year ever: 2025, with € 146,419 profit.

On average € 164,100 of value added per employee in 2025.

Management

The stake of V.R.INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

ZAKENKANTOOR VAN RAEMDONCK

Behind ZAKENKANTOOR VAN RAEMDONCK is CARVARA BV. The shares are held by V.R.INVEST (100%).

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Directors

According to the 2025 annual accounts

CARVARA BV

Bestuurder · represented by Carlo Van Raemdonck

since 2026

Shareholders

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Hendrik Heymanplein 4

9100 Sint-Niklaas

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0430.274.083
VAT number
BE 0430.274.083
Registered office
Hendrik Heymanplein 4, 9100 Sint-Niklaas
Names & denominations
ZAKENKANTOOR VAN RAEMDONCK
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
5 January 1987
Peppol
Active · Active since 27 Mar 2026
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Frequently asked questions

What does ZAKENKANTOOR VAN RAEMDONCK do?
ZAKENKANTOOR VAN RAEMDONCK is an insurance broker in Sint-Niklaas. Private Limited, started on 5 January 1987, 1 establishment.
What is the address of ZAKENKANTOOR VAN RAEMDONCK?
The registered office of ZAKENKANTOOR VAN RAEMDONCK is located at Hendrik Heymanplein 4, 9100 Sint-Niklaas.
Is ZAKENKANTOOR VAN RAEMDONCK still active?
Yes. According to the CBE (30 September 2026) ZAKENKANTOOR VAN RAEMDONCK is active, legal situation “Normale toestand”, started on 5 January 1987.
Is ZAKENKANTOOR VAN RAEMDONCK registered on Peppol?
Yes, ZAKENKANTOOR VAN RAEMDONCK is registered on the Peppol network with ID 0208:0430274083.
What is the enterprise number of ZAKENKANTOOR VAN RAEMDONCK?
The enterprise number of ZAKENKANTOOR VAN RAEMDONCK is BE0430274083.
When was ZAKENKANTOOR VAN RAEMDONCK founded?
ZAKENKANTOOR VAN RAEMDONCK was founded on 5 January 1987.