Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PHAMA from Mouscron, company number BE0861532917, closed financial year 2025 with a result of € -6,371 after tax. For that financial year PHAMA recorded a gross margin of € 7,870 and equity of € -50,710. Compared with financial year 2024, the result moved from € -4,796 to € -6,371. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 4, 2026.
€ -50,710
▼ € 6,371 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,371
▼ 33 % more loss than in 2024
Profit after tax over the fiscal year.
€ 6,999
▼ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -113,210.
People and assets in 2025
€ 2,856
▼ 67% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 14,796
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,528
▼ 13% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 18,216 | € 10,946 | € 9,820 | € 7,870 | ▼ 20% |
| Profit after taxes | € -3,183 | € -8,250 | € -4,796 | € -6,371 | ▼ € 1,575 |
| Equity | € -31,292 | € -39,542 | € -44,338 | € -50,710 | ▼ € 6,371 |
| Total debts | € 91,692 | € 105,638 | € 117,403 | € 134,421 | ▲ 14% |
| Cash | € 16,125 | € 24,761 | € 11,605 | € 6,999 | ▼ 40% |
| Retained profit | € -93,792 | € -102,042 | € -106,838 | € -113,210 | ▼ € 6,371 |
| Balance sheet total | € 60,400 | € 66,096 | € 73,065 | € 83,711 | ▲ 15% |
Key figures of PHAMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to PHAMA?
What happened at PHAMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 6,371. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Mouscron. KBO
In short
From € 3,183 loss in 2022 to € 6,371 loss in 2025.
Paid € 8,428 in corporate taxes since 2022.
A new publication or filing at PHAMA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Bois du Cheval erf 12
7700 Mouscron
Tamme Kastanjebomenlaan(D) 2
7711 Mouscron
Active since 31 October 2003
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0861.532.917
- VAT number
- BE 0861.532.917
- Registered office
- Bois du Cheval erf 12, 7700 Mouscron
- Names & denominations
- PHAMA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 November 2003
- Peppol
- Active · Active since 8 Apr 2026
- Activities · NACE
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