Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
E-MODEL from Ham-sur-Heure-Nalinnes, company number BE0860806605, closed financial year 2025 with a result of € -20,563 after tax. For that financial year E-MODEL recorded a gross margin of € -11,025 and equity of € -112,809. Compared with financial year 2024, the result moved from € 42,043 to € -20,563. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ -112,809
▼ € 20,563 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -20,563
▼ still € 42,043 profit in 2024
Profit after tax over the fiscal year.
€ 773
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -212,809.
Debts at end 2025
€ 298,637
▼ 9% vs 2024
€ 31,476 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 80,713
▲ € 70,772 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 27,197
▲ 155% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 197,530 | € 192,856 | € 55,340 | € -11,025 | ▼ € 66,364 |
| Profit after taxes | € 95,482 | € 68,718 | € 42,043 | € -20,563 | ▼ € 62,605 |
| Equity | € -203,007 | € -134,289 | € -92,247 | € -112,809 | ▼ € 20,563 |
| Total debts | € 1,040,666 | € 869,602 | € 781,910 | € 783,371 | |
| Cash | € 6,111 | € 1,697 | € 1,682 | € 773 | ▼ 54% |
| Retained profit | € -303,007 | € -234,289 | € -192,247 | € -212,809 | ▼ € 20,563 |
| Bank debt | € 390,637 | € 360,370 | € 329,705 | € 298,637 | ▼ 9% |
| Balance sheet total | € 837,659 | € 735,312 | € 689,663 | € 670,562 | ▼ 3% |
| Employees (FTE) | 1 | 1 | - | - |
Key figures of E-MODEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to E-MODEL?
What happened at E-MODEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Michel CRESTANI stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 20,563 (▼ € 62,605 vs 2024). Source: NBB ↗
- Michel CRESTANI became a director. NBB
- New establishment in Ham-sur-Heure-Nalinnes. KBO
- Start of the company according to the CBE. KBO
In short
From € 95,482 profit in 2022 to € 20,563 loss in 2025.
Paid € 771 in corporate taxes since 2022.
Best year ever: 2022, with € 95,482 profit.
On average € 192,900 of value added per employee in 2023.
A new publication or filing at E-MODEL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
It owns 100% of Crestani Immo SA itself.
Directors
According to the 2025 annual accounts
since 2015 · until 2027
Establishments
Establishment units
Physical locations of this company
Rue du Louvroy(NAL) 43
6120 Ham-sur-Heure-Nalinnes
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
OVH, FR
Website info
Features
Security
Details
- Company number
- 0860.806.605
- VAT number
- BE 0860.806.605
- Registered office
- Rue du Louvroy(NAL) 43, 6120 Ham-sur-Heure-Nalinnes
- Names & denominations
- E-MODEL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 25 June 2003
- Peppol
- Active · Active since 20 Feb 2026
- Contact
- ham-sur-heure-nalinnes.be
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