Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CRESTANI from Charleroi, company number BE0671491903, closed financial year 2025 with a result of € -41,107 after tax. For that financial year CRESTANI recorded a gross margin of € 185,562 and equity of € 180,659. Compared with financial year 2024, the result moved from € 13,920 to € -41,107. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 180,659
▼ 19% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -41,107
▼ still € 13,920 profit in 2024
Profit after tax over the fiscal year.
€ 29,602
▼ 48% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 155,659.
People and assets in 2025
3.8
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 137,123
▼ 9% vs 2024
€ 36,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 272,929
▼ 7% vs 2024
€ 33,444 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 124,796
▲ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 67,643
▲ 3% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 208,170 | € 243,745 | € 269,020 | € 185,562 | ▼ 31% |
| Profit after taxes | € 74,824 | € 27,318 | € 13,920 | € -41,107 | ▼ € 55,027 |
| Equity | € 180,529 | € 207,847 | € 221,767 | € 180,659 | ▼ 19% |
| Total debts | € 578,325 | € 752,789 | € 823,912 | € 826,205 | |
| Cash | € 11,371 | € 128,659 | € 56,716 | € 29,602 | ▼ 48% |
| Retained profit | € 155,529 | € 182,847 | € 196,767 | € 155,659 | ▼ 21% |
| Bank debt | € 120,000 | € 242,019 | € 292,407 | € 272,929 | ▼ 7% |
| Balance sheet total | € 758,854 | € 960,636 | € 1,045,679 | € 1,006,864 | ▼ 4% |
| Employees (FTE) | - | - | 4 | 3.8 | ▼ 0.2 |
Key figures of CRESTANI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CRESTANI?
What happened at CRESTANI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 41,107 (▼ € 55,027 vs 2024). Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 74,824 profit in 2022 to € 41,107 loss in 2025.
Paid € 4,521 in corporate taxes since 2022.
Best year ever: 2022, with € 74,824 profit.
On average € 48,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CRESTANI are Michel CRESTANI and Damiano CRESTANI. Michel CRESTANI is also behind E-MODEL.
Directors
According to the 2025 annual accounts
Damiano CRESTANI
Director
Establishments
Establishment units
Physical locations of this company
Rue de Saint Quentin 4
6040 Charleroi
Rue de la Montagne 10
6000 Charleroi
Active since 15 February 2017
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0671.491.903
- VAT number
- BE 0671.491.903
- Registered office
- Rue de Saint Quentin 4, 6040 Charleroi
- Names & denominations
- CRESTANI · SPRL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 February 2017
- Peppol
- Active · Active since 2 Oct 2025
- Activities · NACE
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Detailhandel in souvenirs en religieuze artikelen
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