Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
Financials
Financial year 2025
Dakwerken Klavertje Vier from Gent, company number BE0848815227, closed financial year 2025 with a result of € -72,211 after tax. For that financial year Dakwerken Klavertje Vier recorded a gross margin of € -59,671 and equity of € -63,239. Compared with financial year 2024, the result moved from € 22,774 to € -72,211. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ -63,239
▼ € 72,211 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -72,211
▼ still € 22,774 profit in 2024
Profit after tax over the fiscal year.
€ 6,307
▼ 53% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -113,239.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 57
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 32,824
▲ 7% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 155,456
▲ 58% vs 2024
€ 16,436 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 23,224
▲ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,302
▲ 46% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 29,957 | € -22,275 | € 30,057 | € -59,671 | ▼ € 89,729 |
| Profit after taxes | € 13,954 | € -25,751 | € 22,774 | € -72,211 | ▼ € 94,985 |
| Equity | € 11,948 | € -13,802 | € 8,972 | € -63,239 | ▼ € 72,211 |
| Total debts | € 101,806 | € 111,321 | € 116,841 | € 181,430 | ▲ 55% |
| Cash | € 4,708 | € 0 | € 13,333 | € 6,307 | ▼ 53% |
| Land & buildings | € 1,490 | € 1,117 | € 745 | € 372 | ▼ 50% |
| Retained profit | € -38,052 | € -63,802 | € -41,028 | € -113,239 | ▼ € 72,211 |
| Bank debt | € 81,000 | € 105,899 | € 98,213 | € 155,456 | ▲ 58% |
| Balance sheet total | € 113,754 | € 97,518 | € 125,813 | € 118,191 | ▼ 6% |
Key figures of Dakwerken Klavertje Vier, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Dakwerken Klavertje Vier?
What happened at Dakwerken Klavertje Vier in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 72,211 (▼ € 94,985 vs 2024). Source: NBB ↗
- New establishment in Gent. KBO
- New establishment in Gent. KBO
- Philippe Degraeve became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 13,954 profit in 2022 to € 72,211 loss in 2025.
Paid € 1,945 in corporate taxes since 2022.
Best year ever: 2024, with € 22,774 profit.
Management
Behind Dakwerken Klavertje Vier is Philippe Degraeve. Philippe Degraeve is also behind RENOVATIEKANTOOR KLAVERTJE VIER.
Directors
According to the 2025 annual accounts
since 2012
Establishments
Establishment units
Physical locations of this company
Brugsesteenweg 365
9030 Gent
Vroonstalledries 63
9032 Gent
Active since 1 October 2012
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0848.815.227
- VAT number
- BE 0848.815.227
- Registered office
- Brugsesteenweg 365, 9030 Gent
- Names & denominations
- Dakwerken Klavertje Vier
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 September 2012
- Peppol
- Active · Active since 12 Dec 2024
- Activities · NACE
Dakwerkzaamheden
Overige werkzaamheden in verband met de afwerking van gebouwen
Handelsbemiddeling in de groothandel in hout en bouwmaterialen
Installatie van isolatie
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Eetgelegenheden met beperkte bediening
Isolatiewerkzaamheden