Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2025
RENOVATIEKANTOOR KLAVERTJE VIER from Gent, company number BE0508668493, closed financial year 2025 with a result of € -250,907 after tax. For that financial year RENOVATIEKANTOOR KLAVERTJE VIER recorded a gross margin of € -171,964 and equity of € -149,559. Compared with financial year 2024, the result moved from € 55,124 to € -250,907. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.
€ -149,559
▼ € 250,907 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -250,907
▼ still € 55,124 profit in 2024
Profit after tax over the fiscal year.
€ 0
▼ 100% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -168,159.
People and assets in 2025
€ 21,520
▲ 18% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 859
▼ 87% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 88,999
▲ € 71,999 vs 2024
€ 25,148 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 18,195
▼ 43% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,571
▼ 49% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 63,458 | € 52,292 | € 98,502 | € -171,964 | ▼ € 270,466 |
| Profit after taxes | € -125,289 | € -1,807 | € 55,124 | € -250,907 | ▼ € 306,031 |
| Equity | € 80,747 | € 78,941 | € 101,348 | € -149,559 | ▼ € 250,907 |
| Total debts | € 443,449 | € 448,323 | € 137,019 | € 198,389 | ▲ 45% |
| Cash | € 14,043 | € 193 | € 3,744 | € 0 | ▼ 100% |
| Land & buildings | € 290,769 | € 269,536 | € 8,562 | € 7,067 | ▼ 17% |
| Retained profit | € 62,147 | € 60,341 | € 82,748 | € -168,159 | ▼ € 250,907 |
| Dividend | € 0 | € 0 | € 32,857 | € 0 | ▼ 100% |
| Bank debt | € 331,888 | € 314,131 | € 17,000 | € 88,999 | ▲ € 71,999 |
| Balance sheet total | € 524,197 | € 527,264 | € 238,367 | € 48,829 | ▼ 80% |
Key figures of RENOVATIEKANTOOR KLAVERTJE VIER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RENOVATIEKANTOOR KLAVERTJE VIER?
What happened at RENOVATIEKANTOOR KLAVERTJE VIER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
RENOVATIEKANTOOR KLAVERTJE VIER is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2025: loss of € 250,907 (▼ € 306,031 vs 2024). Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 125,289 loss in 2022 to € 250,907 loss in 2025.
Paid € 92,986 in corporate taxes since 2022.
Best year ever: 2024, with € 55,124 profit.
Paid out € 32,857 in dividends to the owners in total.
Management
Behind RENOVATIEKANTOOR KLAVERTJE VIER are Philippe Degraeve and Jonathan Degraeve. Philippe Degraeve is also behind Dakwerken Klavertje Vier.
Directors
According to the 2025 annual accounts
Jonathan Degraeve
Director
Establishments
Establishment units
Physical locations of this company
Antwerpsesteenweg 749
9040 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0508.668.493
- VAT number
- BE 0508.668.493
- Registered office
- Antwerpsesteenweg 749, 9040 Gent
- Names & denominations
- RENOVATIEKANTOOR KLAVERTJE VIER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 20 December 2012
- Peppol
- Active · Active since 12 Dec 2024
- Activities · NACE
Overige werkzaamheden in verband met de afwerking van gebouwen
Overige gespecialiseerde bouwactiviteiten, neg
Overige gespecialiseerde bouwwerkzaamheden