Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SPKL from Namur, company number BE0840477383, closed financial year 2025 with a result of € -4,793 after tax. For that financial year SPKL recorded revenue of € 6,791 and equity of € 50,208. Compared with financial year 2024, the result moved from € 8,706 to € -4,793. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 50,208
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,793
▼ still € 8,706 profit in 2024
Profit after tax over the fiscal year.
€ 907
▼ 94% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 50,208.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 52,359
▲ 34% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 52,540
▲ € 51,596 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 117,236
▲ 58% vs 2024
€ 15,518 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 5,463
▼ 64% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,637
▼ 59% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 338,369 | € 373,842 | € 1,488 | € 6,791 | ▲ € 5,303 |
| Gross margin | € 69,352 | € 56,130 | € 57,923 | € 71,179 | ▲ 23% |
| Profit after taxes | € 3,152 | € 1,835 | € 8,706 | € -4,793 | ▼ € 13,499 |
| Equity | € 44,460 | € 46,294 | € 55,001 | € 50,208 | ▼ 9% |
| Total debts | € 58,483 | € 27,169 | € 108,192 | € 140,946 | ▲ 30% |
| Cash | € 34,584 | € 18,938 | € 14,837 | € 907 | ▼ 94% |
| Land & buildings | - | - | € 99,451 | € 92,650 | ▼ 7% |
| Retained profit | € 44,460 | € 46,294 | € 55,001 | € 50,208 | ▼ 9% |
| Bank debt | € 17,050 | € 9,500 | € 74,333 | € 117,236 | ▲ 58% |
| Balance sheet total | € 102,943 | € 73,463 | € 163,192 | € 191,154 | ▲ 17% |
Key figures of SPKL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SPKL?
What happened at SPKL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,793 (▼ € 13,499 vs 2024). filed late Source: NBB ↗
- New establishment in Namur. KBO
- New establishment in Châtelet. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,152 profit in 2022 to € 4,793 loss in 2025.
Paid € 30,621 in corporate taxes since 2022.
Best year ever: 2024, with € 8,706 profit.
A new publication or filing at SPKL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
KEVIN LARUELLE
Manager
Establishments
Establishment units
Physical locations of this company
Chaussée de Louvain(CG) 1066
5022 Namur
Rue de Taillis-pré 485
6200 Châtelet
Active since 24 November 2011
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0840.477.383
- VAT number
- BE 0840.477.383
- Registered office
- Chaussée de Louvain(CG) 1066, 5022 Namur
- Names & denominations
- SPKL · L.S.A. Group'assur
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 October 2011
- Peppol
- Active · Active since 17 Dec 2025
- Activities · NACE
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