Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ADVERFI from Antwerpen, company number BE0833177639, closed financial year 2025 with a result of € 141,330 after tax. For that financial year ADVERFI recorded a gross margin of € 403,919 and equity of € 100,642. Compared with financial year 2024, the result moved from € 140,203 to € 141,330. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 100,642
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 141,330
▲ 1% vs 2024
Profit after tax over the fiscal year.
€ 7,400
▼ 53% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 132,500 paid out
94 % of the profit went to the shareholders, mostly to WAGEVA (100 % of the shares). That is where the money ends up.
People and assets in 2025
3.4
▲ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 253,927
▲ 29% vs 2024
€ 74,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 47,307
▼ 22% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 567,209
▼ 3% vs 2024
€ 81,135 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 82,340
▲ 190% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 31,664
▲ 7% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 207,182 | € 334,118 | € 377,519 | € 403,919 | ▲ 7% |
| Profit after taxes | € 119,067 | € 120,155 | € 140,203 | € 141,330 | ▲ 1% |
| Equity | € 118,904 | € 99,059 | € 99,312 | € 100,642 | ▲ 1% |
| Total debts | € 308,257 | € 343,315 | € 785,756 | € 821,214 | ▲ 5% |
| Cash | € 40,152 | € 62,621 | € 15,843 | € 7,400 | ▼ 53% |
| Land & buildings | € 164,320 | € 159,952 | € 458,852 | € 448,105 | ▼ 2% |
| Retained profit | € 112,704 | € 92,859 | € 93,112 | € 94,442 | ▲ 1% |
| Dividend | € 95,000 | € 134,000 | € 132,000 | € 132,500 | |
| Bank debt | € 171,734 | € 163,637 | € 587,373 | € 567,209 | ▼ 3% |
| Balance sheet total | € 427,161 | € 442,374 | € 885,068 | € 921,855 | ▲ 4% |
| Employees (FTE) | 1.5 | 2.7 | 2.6 | 3.4 | ▲ 0.8 |
Key figures of ADVERFI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ADVERFI?
What happened at ADVERFI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 141,330 (▲ 1% vs 2024). Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 119,067 profit in 2022 to € 141,330 profit in 2025.
Paid € 11,597 in corporate taxes since 2022.
Best year ever: 2025, with € 141,330 profit.
On average € 118,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of WAGEVA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ADVERFIBehind ADVERFI is Wageva BV. The shares are held by WAGEVA (100%). It owns 90% of Zakenkantoor N&B Kapellen itself.
Directors
According to the 2025 annual accounts
Director · represented by Ward Van Gestel
Shareholders
100%
Participations
Establishments
Establishment units
Physical locations of this company
Schouwvegerstraat 5
2040 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0833.177.639
- VAT number
- BE 0833.177.639
- Registered office
- Schouwvegerstraat 5, 2040 Antwerpen
- Names & denominations
- ADVERFI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 January 2011
- Peppol
- Active · Active since 10 Dec 2025
- Activities · NACE
Agenten en makelaars in bankdiensten