Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Zakenkantoor N&B Kapellen from Kapellen, company number BE0822296615, closed financial year 2025 with a result of € 44,468 after tax. For that financial year Zakenkantoor N&B Kapellen recorded a gross margin of € 181,679 and equity of € 50,567. Compared with financial year 2024, the result moved from € 44,477 to € 44,468. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 50,567
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 44,468
Profit after tax over the fiscal year.
€ 49,361
▼ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 36,800 paid out
83 % of the profit went to the shareholders, mostly to ADVERFI (90 % of the shares). That is where the money ends up.
People and assets in 2025
€ 111,949
▲ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 22,021
▼ 29% vs 2024
€ 13,873 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 4,669
▲ € 4,320 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,969
▲ 12% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 163,084 | € 180,149 | € 176,175 | € 181,679 | ▲ 3% |
| Profit after taxes | € 55,625 | € 50,910 | € 44,477 | € 44,468 | |
| Equity | € 44,012 | € 47,422 | € 49,399 | € 50,567 | ▲ 2% |
| Total debts | € 134,158 | € 118,652 | € 92,956 | € 88,314 | ▼ 5% |
| Cash | € 35,181 | € 78,865 | € 93,936 | € 49,361 | ▼ 47% |
| Land & buildings | € 5,536 | € 4,854 | € 0 | - | |
| Retained profit | € 25,412 | € 28,822 | € 30,799 | € 31,967 | ▲ 4% |
| Dividend | € 48,000 | € 42,500 | € 36,000 | € 36,800 | ▲ 2% |
| Bank debt | € 61,586 | € 44,312 | € 30,848 | € 22,021 | ▼ 29% |
| Balance sheet total | € 178,170 | € 166,074 | € 142,355 | € 138,881 | ▼ 2% |
Key figures of Zakenkantoor N&B Kapellen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Zakenkantoor N&B Kapellen?
What happened at Zakenkantoor N&B Kapellen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 44,468. Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Kapellen. KBO
In short
From € 55,625 profit in 2022 to € 44,468 profit in 2025.
Paid € 67,525 in corporate taxes since 2022.
Best year ever: 2022, with € 55,625 profit.
Paid out € 163,300 in dividends to the owners in total.
A new publication or filing at Zakenkantoor N&B Kapellen? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ADVERFI comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Zakenkantoor N&B KapellenBehind Zakenkantoor N&B Kapellen is Adverfi BV. The shares are held by ADVERFI (90%).
Directors
According to the 2025 annual accounts
Director
Shareholders
90%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Antwerpsesteenweg 15
2950 Kapellen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0822.296.615
- VAT number
- BE 0822.296.615
- Registered office
- Antwerpsesteenweg 15, 2950 Kapellen
- Names & denominations
- Zakenkantoor N&B Kapellen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 January 2010
- Peppol
- Active · Active since 17 Apr 2026
- Contact
- [email protected] 036053380
- Activities · NACE
Agenten en makelaars in bankdiensten