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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2025
JC-CONCEPT from Scherpenheuvel-Zichem, company number BE0831964545, closed financial year 2025 with a result of € 71,449 after tax. For that financial year JC-CONCEPT recorded a gross margin of € 294,908 and equity of € 1.7 million. Compared with financial year 2024, the result moved from € 105,395 to € 71,449. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ 1.7 million
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 71,449
▼ 32% vs 2024
Profit after tax over the fiscal year.
€ 221,525
▼ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.7 million.
People and assets in 2025
1.3
▲ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 58,839
▲ 226% vs 2024
€ 45,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,208
▼ 64% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1 million
▼ 22% vs 2024
€ 837,589 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 509,788
▲ 59% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,355
▼ 83% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 190,971 | € 314,049 | € 291,343 | € 294,908 | ▲ 1% |
| Profit after taxes | € 20,473 | € 89,790 | € 105,395 | € 71,449 | ▼ 32% |
| Equity | € 1,409,257 | € 1,499,047 | € 1,604,442 | € 1,675,891 | ▲ 4% |
| Total debts | € 2,614,949 | € 1,929,001 | € 1,666,194 | € 1,549,918 | ▼ 7% |
| Cash | € 199,571 | € 122,445 | € 254,042 | € 221,525 | ▼ 13% |
| Land & buildings | € 270,397 | € 238,503 | € 206,609 | € 50,545 | ▼ 76% |
| Retained profit | € 1,390,657 | € 1,480,447 | € 1,585,842 | € 1,657,291 | ▲ 5% |
| Bank debt | € 2,107,812 | € 1,478,875 | € 1,294,404 | € 1,014,387 | ▼ 22% |
| Balance sheet total | € 4,024,205 | € 3,428,048 | € 3,270,637 | € 3,225,809 | ▼ 1% |
| Employees (FTE) | 1.4 | 0.8 | 0.6 | 1.3 | ▲ 0.7 |
Key figures of JC-CONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JC-CONCEPT?
What happened at JC-CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 71,449 (▼ 32% vs 2024). Source: NBB ↗
- New establishment in Scherpenheuvel-Zichem. KBO
- Johan Cartenstart became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 20,473 profit in 2022 to € 71,449 profit in 2025.
Paid € 169,167 in corporate taxes since 2022.
Best year ever: 2024, with € 105,395 profit.
On average € 226,900 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JC-CONCEPT are Johan Cartenstart and YUCCO-IMMO BV. Johan Cartenstart is also behind Yucco-Immo, Bello-Invest, Lando-Invest, PROJECTINVEST & CO and FANTASIA INVEST.
Directors
According to the 2025 annual accounts
Johan Cartenstart
Director
Also active at: Yucco-Immo, Bello-Invest, Lando-Invest, PROJECTINVEST & CO, FANTASIA INVEST, Immo Lilly
since 2010
Director · represented by Marc Cartenstart
Establishments
Establishment units
Physical locations of this company
Groenstraat(S) 77
3270 Scherpenheuvel-Zichem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0831.964.545
- VAT number
- BE 0831.964.545
- Registered office
- Groenstraat(S) 77, 3270 Scherpenheuvel-Zichem
- Names & denominations
- JC-CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 November 2010
- Peppol
- Active · Active since 25 Jun 2025
- Activities · NACE
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