Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2025
Bello-Invest from Scherpenheuvel-Zichem, company number BE0694821886, closed financial year 2025 with a result of € 4,881 after tax. For that financial year Bello-Invest recorded a gross margin of € 5,623 and equity of € 474,339. Compared with financial year 2024, the result moved from € 27,087 to € 4,881. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 474,339
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,881
▼ 82% vs 2024
Profit after tax over the fiscal year.
€ 37,168
▼ 91% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 455,739.
Debts at end 2025
€ 387,185
▼ 12% vs 2024
Loans from banks and other lenders, long and short.
€ 537,401
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 17,326 | € 151,904 | € 40,239 | € 5,623 | ▼ 86% |
| Profit after taxes | € 13,829 | € 109,365 | € 27,087 | € 4,881 | ▼ 82% |
| Equity | € 333,006 | € 442,370 | € 469,457 | € 474,339 | ▲ 1% |
| Total debts | € 991,318 | € 1,006,275 | € 999,741 | € 979,735 | ▼ 2% |
| Cash | € 24,633 | € 123,717 | € 405,490 | € 37,168 | ▼ 91% |
| Retained profit | € 314,406 | € 423,770 | € 450,857 | € 455,739 | ▲ 1% |
| Bank debt | € 434,248 | € 407,501 | € 438,247 | € 387,185 | ▼ 12% |
| Balance sheet total | € 1,324,324 | € 1,448,646 | € 1,469,198 | € 1,454,074 | ▼ 1% |
Key figures of Bello-Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Bello-Invest?
What happened at Bello-Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,881 (▼ 82% vs 2024). Source: NBB ↗
- New establishment in Scherpenheuvel-Zichem. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,829 profit in 2022 to € 4,881 profit in 2025.
Paid € 76,034 in corporate taxes since 2022.
Best year ever: 2023, with € 109,365 profit.
Management
Behind Bello-Invest is Johan Cartenstart. Johan Cartenstart is also behind Yucco-Immo, Lando-Invest, PROJECTINVEST & CO, FANTASIA INVEST and JC-CONCEPT.
Directors
According to the 2025 annual accounts
Johan Cartenstart
Director
Also active at: Yucco-Immo, Lando-Invest, PROJECTINVEST & CO, FANTASIA INVEST, JC-CONCEPT, Immo Lilly
Establishments
Establishment units
Physical locations of this company
Groenstraat(KAG) 77
3270 Scherpenheuvel-Zichem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0694.821.886
- VAT number
- BE 0694.821.886
- Registered office
- Groenstraat(KAG) 77, 3270 Scherpenheuvel-Zichem
- Names & denominations
- Bello-Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 April 2018
- Peppol
- Active · Active since 2 Dec 2025
- Activities · NACE
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