Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Shrinking team NBB
FTE fell two years in a row, from 8.2 to 4.3.
Financials
Financial year 2025
CosmXpert from Brussel, company number BE0827472356, closed financial year 2025 with a result of € 189,983 after tax. For that financial year CosmXpert recorded a gross margin of € 586,572 and equity of € -146,508. Compared with financial year 2024, the result moved from € -131,462 to € 189,983. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -146,508
▲ € 189,983 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 189,983
▲ still € 131,462 loss in 2024
Profit after tax over the fiscal year.
€ 349,360
▲ 72% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -220,468.
People and assets in 2025
4.3
▼ 3.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 355,031
▼ 38% vs 2024
€ 82,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,560
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 309,790
▲ 94% vs 2024
€ 58,172 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 1.2 million
▼ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 116,359
▲ 8% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 489,055 | € 509,228 | € 523,234 | € 586,572 | ▲ 12% |
| Profit after taxes | € -26,333 | € -129,244 | € -131,462 | € 189,983 | ▲ € 321,445 |
| Equity | € -75,786 | € -205,030 | € -336,491 | € -146,508 | ▲ € 189,983 |
| Total debts | € 1,205,867 | € 1,440,400 | € 1,484,770 | € 1,596,519 | ▲ 8% |
| Cash | € 67,835 | € 209,863 | € 203,032 | € 349,360 | ▲ 72% |
| Retained profit | € -149,746 | € -278,990 | € -410,451 | € -220,468 | ▲ € 189,983 |
| Bank debt | € 139,809 | € 212,517 | € 159,774 | € 309,790 | ▲ 94% |
| Balance sheet total | € 1,130,082 | € 1,235,370 | € 1,148,278 | € 1,450,011 | ▲ 26% |
| Employees (FTE) | 7.5 | 8.2 | 7.4 | 4.3 | ▼ 3.1 |
Key figures of CosmXpert, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CosmXpert?
What happened at CosmXpert in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Françoise HEUTEN stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 189,983. filed late Source: NBB ↗
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,333 loss in 2022 to € 189,983 profit in 2025.
Paid € 42,904 in corporate taxes since 2022.
Best year ever: 2025, with € 189,983 profit.
On average € 136,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Jessica TERWINGHE
Director
Françoise HEUTEN
Director
· until 2028
Establishments
Establishment units
Physical locations of this company
Pannenhuisstraat 22-24 box 2
1020 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →STEPPE
€ 77,499 gross margin · 2024
GAUMAN
€ 87,034 gross margin · 2025
IDEES
€ 180,065 gross margin · 2024
Perfumes et Cosmetics Management Consulting
€ 348,794 gross margin · 2024
L'OBJET DU DESIR
€ -33,534 gross margin · 2024
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Network
Details
- Company number
- 0827.472.356
- VAT number
- BE 0827.472.356
- Registered office
- Pannenhuisstraat 22-24 bus 2, 1020 Brussel
- Names & denominations
- CosmXpert
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 June 2010
- Peppol
- Active · Active since 30 Jan 2025
- Contact
- cosmxpert.be
- Activities · NACE
Groothandel in parfumerieën en cosmetica
Vervaardiging van parfums en toiletartikelen
Detailhandel in cosmetica en toiletartikelen