Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
STEPPE from Brussel, company number BE0405729224, closed financial year 2024 with a result of € -8,825 after tax. For that financial year STEPPE recorded a gross margin of € 77,499 and equity of € 226,704. Compared with financial year 2023, the result moved from € -12,744 to € -8,825. The company made a loss. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2025.
€ 226,704
▲ 18% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,825
▲ 31 % less loss than in 2023
Profit after tax over the fiscal year.
€ 947
▼ 93% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 208,112.
Debts at end 2024
€ 1 million
▲ 22% vs 2023
€ 135,846 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 1,561
▼ 12% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 12,580
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 243,744 | € 74,809 | € 68,288 | € 77,499 | ▲ 13% |
| Profit after taxes | € 90,244 | € -63,511 | € -12,744 | € -8,825 | ▲ € 3,919 |
| Equity | € 268,369 | € 204,857 | € 192,113 | € 226,704 | ▲ 18% |
| Total debts | € 1,185,329 | € 1,094,173 | € 1,067,847 | € 1,308,363 | ▲ 23% |
| Cash | € 104,903 | € 2,270 | € 12,881 | € 947 | ▼ 93% |
| Land & buildings | € 1,519,475 | € 1,461,515 | € 1,408,875 | € 1,647,371 | ▲ 17% |
| Retained profit | € 249,777 | € 186,265 | € 173,521 | € 208,112 | ▲ 20% |
| Bank debt | € 1,048,131 | € 944,971 | € 840,372 | € 1,025,893 | ▲ 22% |
| Balance sheet total | € 1,630,977 | € 1,469,744 | € 1,424,108 | € 1,650,970 | ▲ 16% |
Key figures of STEPPE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to STEPPE?
What happened at STEPPE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 8,825. filed late Source: NBB ↗
- Guy CLOQUET became a director. NBB
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 90,244 profit in 2021 to € 8,825 loss in 2024.
Best year ever: 2021, with € 90,244 profit.
A new publication or filing at STEPPE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STEPPE is Guy CLOQUET. Guy CLOQUET is also behind GAUMAN, IDEES, Perfumes et Cosmetics Management Consulting, L'OBJET DU DESIR and GT Classics.
Directors
According to the 2024 annual accounts
Guy CLOQUET
Manager
Also active at: GAUMAN, IDEES, Perfumes et Cosmetics Management Consulting, L'OBJET DU DESIR, GT Classics
since 2012
Establishments
Establishment units
Physical locations of this company
Pannenhuisstraat 22-24 box 2
1020 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →GAUMAN same network
€ 87,034 gross margin · 2025
IDEES same network
€ 180,065 gross margin · 2024
Perfumes et Cosmetics Management Consulting same network
€ 348,794 gross margin · 2024
L'OBJET DU DESIR same network
€ -33,534 gross margin · 2024
CosmXpert
€ 586,572 gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0405.729.224
- VAT number
- BE 0405.729.224
- Registered office
- Pannenhuisstraat 22-24 bus 2, 1020 Brussel
- Names & denominations
- STEPPE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 November 1963
- Peppol
- Active · Active since 6 Feb 2026
- Activities · NACE
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