Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
28 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
STEPS INVEST from Hasselt, company number BE0822731927, closed financial year 2025 with a result of € 248,800 after tax. For that financial year STEPS INVEST recorded a gross margin of € 973,031 and equity of € 422,060. Compared with financial year 2024, the result moved from € -265 to € 248,800. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 26, 2026.
€ 422,060
▲ 144% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 248,800
▲ still € 265 loss in 2024
Profit after tax over the fiscal year.
€ 410,873
▼ 26% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 403,460.
Debts at end 2025
€ 9.2 million
▲ 3% vs 2024
€ 13,500 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 8,698
▼ 97% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 90,969 | € 572,227 | € 793,150 | € 973,031 | ▲ 23% |
| Profit after taxes | € -26,819 | € 114,450 | € -265 | € 248,800 | ▲ € 249,065 |
| Equity | € 59,075 | € 173,525 | € 173,260 | € 422,060 | ▲ 144% |
| Total debts | € 6,275,632 | € 14,506,427 | € 16,021,010 | € 19,359,005 | ▲ 21% |
| Cash | € 187,007 | € 499,423 | € 552,901 | € 410,873 | ▼ 26% |
| Land & buildings | € 2,085,694 | € 2,196,083 | € 5,939,173 | € 6,615,555 | ▲ 11% |
| Retained profit | € 40,475 | € 154,925 | € 154,660 | € 403,460 | ▲ 161% |
| Bank debt | € 1,851,116 | € 8,523,471 | € 8,903,307 | € 9,169,769 | ▲ 3% |
| Balance sheet total | € 6,334,707 | € 14,679,951 | € 16,194,270 | € 19,781,065 | ▲ 22% |
Key figures of STEPS INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to STEPS INVEST?
What happened at STEPS INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 248,800. Source: NBB ↗
- Christopher Kumpen Real Estate Development Management BVBA became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Hasselt. KBO
In short
From € 26,819 loss in 2022 to € 248,800 profit in 2025.
Best year ever: 2025, with € 248,800 profit.
A new publication or filing at STEPS INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STEPS INVEST is Christopher Kumpen Real Estate Development Management BVBA. It owns 100% of JAZZUP, 100% of IMMERSIMMO, 52% of ALSOCO , 50% of Avondtroodt BVBA, 50% of DOCKLANDS and 49.5% of Steps Real Estate BV itself.
Directors
According to the 2025 annual accounts
Christopher Kumpen Real Estate Development Management BVBA
Administrator-manager · represented by Christopher Kumpen
Also active at: ALSOCO, CAYMBE, DOCKLANDS, COMPAGNIE DE PYTHAGORE S.A., BREON, BREE RESIDENTIAL, THONIS, Jazzup +12 more
since 2016
Establishments
Establishment units
Physical locations of this company
Kempische Kaai 75 box 002
3500 Hasselt
Kempische Kaai 75 box 0.02
3500 Hasselt
Active since 26 January 2010
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 28 companies are registered at this address.
All companies at this address →PRECISION
€ 25,522 gross margin · 2025
ALSOCO same network
€ 357,104 gross margin · 2025
B.A. INVEST
€ -25,852 gross margin · 2025
PK-INVEST
€ 23,243 gross margin · 2025
DOCKLANDS same network
€ 4 million revenue · 2025
+23 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0822.731.927
- VAT number
- BE 0822.731.927
- Registered office
- Kempische Kaai 75 bus 002, 3500 Hasselt
- Names & denominations
- STEPS INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 January 2010
- Peppol
- Active · Active since 15 Oct 2025
- Activities · NACE
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