Financials
Financial year 2024
HABAY.COM from Blégny, company number BE0821960578, closed financial year 2024 with a result of € 268,686 after tax. For that financial year HABAY.COM recorded a gross margin of € 737,667 and equity of € 751,004. Compared with financial year 2023, the result moved from € 159,586 to € 268,686. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ 751,004
▲ 19% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 268,686
▲ 68% vs 2023
Profit after tax over the fiscal year.
€ 802,820
▲ 189% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 150,000 paid out
56 % of the profit went to the shareholders, mostly to HABAY FINANCES (100 % of the shares). That is where the money ends up.
People and assets in 2024
0
▼ 5.8 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 278,640
▼ 4% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 25,443
▼ 27% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 255,314
▼ 17% vs 2023
€ 52,655 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 154,819
▼ 5% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 49,138
▲ 48% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 641,870 | € 631,750 | € 577,364 | € 737,667 | ▲ 28% |
| Profit after taxes | € 239,953 | € 189,930 | € 159,586 | € 268,686 | ▲ 68% |
| Equity | € 407,801 | € 597,731 | € 632,317 | € 751,004 | ▲ 19% |
| Total debts | € 559,991 | € 482,890 | € 564,673 | € 461,171 | ▼ 18% |
| Cash | € 415,605 | € 578,183 | € 278,243 | € 802,820 | ▲ 189% |
| Land & buildings | € 360,688 | € 317,353 | € 348,323 | € 297,364 | ▼ 15% |
| Retained profit | € 387,801 | € 577,731 | € 612,317 | € 731,004 | ▲ 19% |
| Dividend | € 60,000 | € 0 | € 125,000 | € 150,000 | ▲ 20% |
| Bank debt | € 429,848 | € 368,042 | € 306,947 | € 255,314 | ▼ 17% |
| Balance sheet total | € 967,792 | € 1,080,621 | € 1,196,990 | € 1,225,174 | ▲ 2% |
| Employees (FTE) | - | 5.7 | 5.8 | 0 | ▼ 5.8 |
Key figures of HABAY.COM, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to HABAY.COM?
What happened at HABAY.COM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 268,686 (▲ 68% vs 2023). filed late Source: NBB ↗
- New establishment in Dalhem. KBO
- New establishment in Visé. KBO
- Start of the company according to the CBE. KBO
- Sébastien Habay became a director. NBB
In short
From € 239,953 profit in 2021 to € 268,686 profit in 2024.
Paid € 326,191 in corporate taxes since 2021.
Best year ever: 2024, with € 268,686 profit.
On average € 99,500 of value added per employee in 2023.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of HABAY FINANCES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
HABAY.COMBehind HABAY.COM is Sébastien Habay. The shares are held by HABAY FINANCES (100%).
Directors
According to the 2024 annual accounts
since 2010
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Haut-Bois 1
4670 Blégny
Rue du Collège(VIS) 42
4600 Visé
Active since 5 January 2010
Bois de Mauhin(NEU) 2
4608 Dalhem
Active since 1 January 2014
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0821.960.578
- VAT number
- BE 0821.960.578
- Registered office
- Rue Haut-Bois 1, 4670 Blégny
- Names & denominations
- HABAY.COM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 January 2010
- Peppol
- Active · Active since 7 Apr 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Agenten en makelaars in bankdiensten