What does ALPHA CONSEILS do?

ALPHA CONSEILS is an insurance broker in Fleurus. Private Limited, started on 5 January 2010, 4 establishments.

What is the address of ALPHA CONSEILS?

The registered office of ALPHA CONSEILS is located at Chaussée de Charleroi(FL) 16, 6220 Fleurus.

Is ALPHA CONSEILS still active?

Yes. According to the CBE (30 October 2026) ALPHA CONSEILS is active, legal situation “Normale toestand”, started on 5 January 2010.

Is ALPHA CONSEILS registered on Peppol?

No, ALPHA CONSEILS is currently not registered on the Peppol network.

What is the enterprise number of ALPHA CONSEILS?

The enterprise number of ALPHA CONSEILS is BE0821952462.

When was ALPHA CONSEILS founded?

ALPHA CONSEILS was founded on 5 January 2010.

Who are the directors of ALPHA CONSEILS?

According to the 2025 annual accounts, the directors of ALPHA CONSEILS are: TILARIS SRL, L³S INVEST SRL, OGF Assurances SRL, SIGIEC SRL, NAMITHEA SRL.

Is ALPHA CONSEILS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 5 January 2010; 5 annual accounts filed, latest fiscal year 2025; 5 directors known from the annual account; 4 establishments in the CBE.

How much profit did ALPHA CONSEILS make in 2025?

ALPHA CONSEILS recorded a loss after taxes of € 431,156 in financial year 2025.

What is the revenue of ALPHA CONSEILS?

As a small company, ALPHA CONSEILS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 623,141.

How much does an employee at ALPHA CONSEILS earn?

The average wage cost per full-time employee at ALPHA CONSEILS was € 60,700 in 2025: staff costs of € 880,761 for 14.5 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does ALPHA CONSEILS have?

According to the 2025 annual accounts, ALPHA CONSEILS has 14.5 full-time equivalents (FTE).

ALPHA CONSEILS (Private Limited) - Fleurus - BE0821952462

Dossier ALPHA CONSEILS, printed on 30 October 2026 from databakkes.be/en/0821952462/alpha-conseils. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 1 of the last 4 fiscal years.
Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

ALPHA CONSEILS from Fleurus, company number BE0821952462, closed financial year 2025 with a result of € -431,156 after tax. For that financial year ALPHA CONSEILS recorded a gross margin of € 623,141 and equity of € -423,840. Compared with financial year 2024, the result moved from € -1.7 million to € -431,156. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Caution

€ -423,840

▼ € 431,156 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -431,156

▲ 74 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 10,225

▼ 40% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -442,440.

People and assets in 2025

Full-time equivalents

14.5

▲ 0.9 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 880,761

▲ 16% vs 2024

€ 60,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 22,658

▼ 55% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 8 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.7 million

▲ 59% vs 2024

€ 200,954 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.

Owed to suppliers

€ 100,410

▼ 35% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 123,721

▼ 4% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 1,017,975 Gross margin 2022: € 1,017,975 First fiscal year in the series	€ 2,505,136 Gross margin 2023: € 2,505,136 ▲ 146% vs 2022 (€ 1,017,975) Favourable step	€ -755,555 Gross margin 2024: € -755,555 ▼ € 3.3 million vs 2023 (€ 2,505,136) Unfavourable step	€ 623,141 Gross margin 2025: € 623,141 ▲ € 1.4 million vs 2024 (€ -755,555) Favourable step	▲ € 1.4 million
Profit after taxes	€ 215,994 Profit after taxes 2022: € 215,994 First fiscal year in the series	€ 1,351,524 Profit after taxes 2023: € 1,351,524 ▲ € 1.1 million vs 2022 (€ 215,994) Favourable step	€ -1,686,347 Profit after taxes 2024: € -1,686,347 ▼ € 3 million vs 2023 (€ 1,351,524) Unfavourable step	€ -431,156 Profit after taxes 2025: € -431,156 ▲ € 1.3 million vs 2024 (€ -1,686,347) Favourable step	▲ € 1.3 million
Equity	€ 342,139 Equity 2022: € 342,139 First fiscal year in the series	€ 1,693,663 Equity 2023: € 1,693,663 ▲ € 1.4 million vs 2022 (€ 342,139) Favourable step	€ 7,316 Equity 2024: € 7,316 ▼ € 1.7 million vs 2023 (€ 1,693,663) Unfavourable step	€ -423,840 Equity 2025: € -423,840 ▼ € 431,156 vs 2024 (€ 7,316) Unfavourable step	▼ € 431,156
Total debts	€ 1,697,636 Total debts 2022: € 1,697,636 First fiscal year in the series	€ 2,047,733 Total debts 2023: € 2,047,733 ▲ 21% vs 2022 (€ 1,697,636) Unfavourable step	€ 1,862,682 Total debts 2024: € 1,862,682 ▼ 9% vs 2023 (€ 2,047,733) Favourable step	€ 2,214,726 Total debts 2025: € 2,214,726 ▲ 19% vs 2024 (€ 1,862,682) Unfavourable step	▲ 19%
Cash	€ 48,754 Cash 2022: € 48,754 First fiscal year in the series	€ 1,637,632 Cash 2023: € 1,637,632 ▲ € 1.6 million vs 2022 (€ 48,754) Favourable step	€ 16,966 Cash 2024: € 16,966 ▼ 99% vs 2023 (€ 1,637,632) Unfavourable step	€ 10,225 Cash 2025: € 10,225 ▼ 40% vs 2024 (€ 16,966) Unfavourable step	▼ 40%
Retained profit	€ 323,539 Retained profit 2022: € 323,539 First fiscal year in the series	€ 1,675,063 Retained profit 2023: € 1,675,063 ▲ € 1.4 million vs 2022 (€ 323,539) Favourable step	€ -11,284 Retained profit 2024: € -11,284 ▼ € 1.7 million vs 2023 (€ 1,675,063) Unfavourable step	€ -442,440 Retained profit 2025: € -442,440 ▼ € 431,156 vs 2024 (€ -11,284) Unfavourable step	▼ € 431,156
Dividend	€ 45,000 Dividend 2022: € 45,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 45,000) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 1,348,454 Bank debt 2022: € 1,348,454 First fiscal year in the series	€ 1,311,522 Bank debt 2023: € 1,311,522 ▼ 3% vs 2022 (€ 1,348,454) Favourable step	€ 1,069,739 Bank debt 2024: € 1,069,739 ▼ 18% vs 2023 (€ 1,311,522) Favourable step	€ 1,700,457 Bank debt 2025: € 1,700,457 ▲ 59% vs 2024 (€ 1,069,739) Unfavourable step	▲ 59%
Balance sheet total	€ 2,042,557 Balance sheet total 2022: € 2,042,557 First fiscal year in the series	€ 3,742,781 Balance sheet total 2023: € 3,742,781 ▲ 83% vs 2022 (€ 2,042,557) Unchanged	€ 1,870,285 Balance sheet total 2024: € 1,870,285 ▼ 50% vs 2023 (€ 3,742,781) Unchanged	€ 1,790,886 Balance sheet total 2025: € 1,790,886 ▼ 4% vs 2024 (€ 1,870,285) Unchanged	▼ 4%
Employees (FTE)	11.8 Employees (FTE) 2022: 11.8 First fiscal year in the series	11.1 Employees (FTE) 2023: 11.1 ▼ 0.7 vs 2022 (11.8) Unchanged	13.6 Employees (FTE) 2024: 13.6 ▲ 2.5 vs 2023 (11.1) Unchanged	14.5 Employees (FTE) 2025: 14.5 ▲ 0.9 vs 2024 (13.6) Unchanged	▲ 0.9

Key figures of ALPHA CONSEILS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ALPHA CONSEILS?

What happened at ALPHA CONSEILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2026 New annual accounts for financial year 2025: loss of € 431,156. filed late Source: NBB ↗
2025 NAMITHEA SRL stepped down as director. NBB
2025 SIGIEC SRL stepped down as director. NBB
Sep 1, 2023 New establishment in Montigny-le-Tilleul. KBO
2020 TILARIS SRL became a director. NBB
Sep 7, 2018 New establishment in Charleroi. KBO
2018 L³S INVEST SRL became a director. NBB
2018 OGF Assurances SRL became a director. NBB

In short

From € 215,994 profit in 2022 to € 431,156 loss in 2025.

Paid € 540,624 in corporate taxes since 2022.

Best year ever: 2023, with € 1.4 million profit.

On average € 43,000 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

NAMITHEA 20%

L³S INVEST 20%

TILARIS 20%

SIGIEC 20%

The stake of NAMITHEA, L³S INVEST, TILARIS, SIGIEC comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

ALPHA CONSEILS

Laurent Spoiden Assurances 100%

Behind ALPHA CONSEILS are TILARIS SRL, L³S INVEST SRL and OGF Assurances SRL. The shares are held by NAMITHEA (20%), L³S INVEST (20%), TILARIS (20%) and SIGIEC (20%). It owns 100% of Laurent Spoiden Assurances itself.