What does Laurent SPOIDEN Assurances do?

Laurent SPOIDEN Assurances is an insurance broker in Fleurus. Private Limited, started on 22 March 2013, 1 establishment.

What is the address of Laurent SPOIDEN Assurances?

The registered office of Laurent SPOIDEN Assurances is located at Chaussée de Charleroi(FL) 16, 6220 Fleurus.

Is Laurent SPOIDEN Assurances still active?

Yes. According to the CBE (29 October 2026) Laurent SPOIDEN Assurances is active, legal situation “Normale toestand”, started on 22 March 2013.

Is Laurent SPOIDEN Assurances registered on Peppol?

No, Laurent SPOIDEN Assurances is currently not registered on the Peppol network.

What is the enterprise number of Laurent SPOIDEN Assurances?

The enterprise number of Laurent SPOIDEN Assurances is BE0524760793.

When was Laurent SPOIDEN Assurances founded?

Laurent SPOIDEN Assurances was founded on 22 March 2013.

Is Laurent SPOIDEN Assurances a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 22 March 2013; 5 annual accounts filed, latest fiscal year 2025; 5 directors known from the annual account.

How much profit did Laurent SPOIDEN Assurances make in 2025?

Laurent SPOIDEN Assurances posted a profit after taxes of € 14,188 in financial year 2025.

What is the revenue of Laurent SPOIDEN Assurances?

As a small company, Laurent SPOIDEN Assurances is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 69,694.

Laurent SPOIDEN Assurances (Private Limited) - Fleurus

Q: Who are the directors of Laurent SPOIDEN Assurances?

According to the 2025 annual accounts, the directors of Laurent SPOIDEN Assurances are: Olivier Genard, Laurent Cherton, Christopher Tilmant, Jean-Philippe Lempereur, Gaëtan Claeys.

Dossier Laurent SPOIDEN Assurances, printed on 29 October 2026 from databakkes.be/en/0524760793/laurent-spoiden-assurances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

Laurent SPOIDEN Assurances from Fleurus, company number BE0524760793, closed financial year 2025 with a result of € 14,188 after tax. For that financial year Laurent SPOIDEN Assurances recorded a gross margin of € 69,694 and equity of € 42,980. Compared with financial year 2024, the result moved from € 62,128 to € 14,188. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 15, 2026.

What it is worth Growing

€ 42,980

▲ 49% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 14,188

▼ 77% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1,781

▼ 95% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 24,380.

People and assets in 2025

Wage cost

€ 48,430

▲ 4% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 7,206

▲ € 7,003 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 34,925

▲ 99% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 90,745 Gross margin 2022: € 90,745 First fiscal year in the series	€ 68,172 Gross margin 2023: € 68,172 ▼ 25% vs 2022 (€ 90,745) Unfavourable step	€ 110,769 Gross margin 2024: € 110,769 ▲ 62% vs 2023 (€ 68,172) Favourable step	€ 69,694 Gross margin 2025: € 69,694 ▼ 37% vs 2024 (€ 110,769) Unfavourable step	▼ 37%
Profit after taxes	€ 12,620 Profit after taxes 2022: € 12,620 First fiscal year in the series	€ 10,072 Profit after taxes 2023: € 10,072 ▼ 20% vs 2022 (€ 12,620) Unfavourable step	€ 62,128 Profit after taxes 2024: € 62,128 ▲ € 52,056 vs 2023 (€ 10,072) Favourable step	€ 14,188 Profit after taxes 2025: € 14,188 ▼ 77% vs 2024 (€ 62,128) Unfavourable step	▼ 77%
Equity	€ 22,591 Equity 2022: € 22,591 First fiscal year in the series	€ 26,664 Equity 2023: € 26,664 ▲ 18% vs 2022 (€ 22,591) Favourable step	€ 28,792 Equity 2024: € 28,792 ▲ 8% vs 2023 (€ 26,664) Favourable step	€ 42,980 Equity 2025: € 42,980 ▲ 49% vs 2024 (€ 28,792) Favourable step	▲ 49%
Total debts	€ 81,059 Total debts 2022: € 81,059 First fiscal year in the series	€ 44,827 Total debts 2023: € 44,827 ▼ 45% vs 2022 (€ 81,059) Favourable step	€ 79,433 Total debts 2024: € 79,433 ▲ 77% vs 2023 (€ 44,827) Unfavourable step	€ 49,283 Total debts 2025: € 49,283 ▼ 38% vs 2024 (€ 79,433) Favourable step	▼ 38%
Cash	€ 13,904 Cash 2022: € 13,904 First fiscal year in the series	€ 25,677 Cash 2023: € 25,677 ▲ 85% vs 2022 (€ 13,904) Favourable step	€ 32,870 Cash 2024: € 32,870 ▲ 28% vs 2023 (€ 25,677) Favourable step	€ 1,781 Cash 2025: € 1,781 ▼ 95% vs 2024 (€ 32,870) Unfavourable step	▼ 95%
Retained profit	€ 3,991 Retained profit 2022: € 3,991 First fiscal year in the series	€ 8,064 Retained profit 2023: € 8,064 ▲ 102% vs 2022 (€ 3,991) Favourable step	€ 10,192 Retained profit 2024: € 10,192 ▲ 26% vs 2023 (€ 8,064) Favourable step	€ 24,380 Retained profit 2025: € 24,380 ▲ 139% vs 2024 (€ 10,192) Favourable step	▲ 139%
Dividend	€ 50,000 Dividend 2022: € 50,000 First fiscal year in the series	€ 6,000 Dividend 2023: € 6,000 ▼ 88% vs 2022 (€ 50,000) Unchanged	€ 60,000 Dividend 2024: € 60,000 ▲ € 54,000 vs 2023 (€ 6,000) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 60,000) Unchanged	▼ 100%
Balance sheet total	€ 103,651 Balance sheet total 2022: € 103,651 First fiscal year in the series	€ 71,490 Balance sheet total 2023: € 71,490 ▼ 31% vs 2022 (€ 103,651) Unchanged	€ 108,224 Balance sheet total 2024: € 108,224 ▲ 51% vs 2023 (€ 71,490) Unchanged	€ 92,262 Balance sheet total 2025: € 92,262 ▼ 15% vs 2024 (€ 108,224) Unchanged	▼ 15%

Key figures of Laurent SPOIDEN Assurances, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Laurent SPOIDEN Assurances?

What happened at Laurent SPOIDEN Assurances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 15, 2026 New annual accounts for financial year 2025: profit of € 14,188 (▼ 77% vs 2024). filed late Source: NBB ↗
2025 Gaëtan Claeys stepped down as director. NBB
2025 Jean-Philippe Lempereur stepped down as director. NBB
2024 Olivier Genard became a director. NBB
2024 Laurent Cherton became a director. NBB
2024 Christopher Tilmant became a director. NBB
2024 Jean-Philippe Lempereur became a director. NBB
2024 Gaëtan Claeys became a director. NBB

In short

From € 12,620 profit in 2022 to € 14,188 profit in 2025.

Paid € 15,279 in corporate taxes since 2022.

Best year ever: 2024, with € 62,128 profit.

Paid out € 116,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

ALPHA CONSEILS 100%

The stake of ALPHA CONSEILS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Laurent SPOIDEN Assurances

Behind Laurent SPOIDEN Assurances are Olivier Genard, Laurent Cherton and Christopher Tilmant. The shares are held by ALPHA CONSEILS (100%).

Directors

According to the 2025 annual accounts

Olivier Genard

Director

Also active at: ALTRO FINANCIAL SOLUTIONS

since 2024

Laurent Cherton

Director

since 2024

Christopher Tilmant

Director

Also active at: HENIN PASCAL, ALPHA CONSEILS

since 2024

Jean-Philippe Lempereur

Director

Also active at: HENIN PASCAL, ASG IMMOBILIER, ALPHA CONSEILS

since 2024 · until 2025

Gaëtan Claeys

Director

Also active at: HENIN PASCAL, NAMITHEA

since 2024 · until 2025

Shareholders

ALPHA CONSEILS

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Chaussée de Charleroi(FL) 16

6220 Fleurus

2.218.356.742

Route de Liers 2

4041 Herstal

Active since 24 April 2013

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

ALPHA CONSEILS same network

€ 623,141 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0524.760.793
VAT number: BE 0524.760.793
Registered office: Chaussée de Charleroi(FL) 16, 6220 Fleurus
Names & denominations: Laurent SPOIDEN Assurances
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 22 March 2013
Peppol: Not registered
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

Laurent SPOIDEN Assurances

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Financials

What happened to Laurent SPOIDEN Assurances?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions