Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
KIVA GEEL from Geel, company number BE0821730154, closed financial year 2025 with a result of € 872,302 after tax. For that financial year KIVA GEEL recorded a gross margin of € 928,083 and equity of € 1.6 million. Compared with financial year 2024, the result moved from € 754,841 to € 872,302. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 1.6 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 872,302
▲ 16% vs 2024
Profit after tax over the fiscal year.
€ 127,949
▲ € 103,376 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 870,000 paid out
100 % of the profit went to the shareholders, mostly to EBF Consulting (50 % of the shares). That is where the money ends up.
Debts at end 2025
€ 554,021
▼ 10% vs 2024
€ 71,863 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 4,753
▲ 286% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 469,892 | € 456,056 | € 812,325 | € 928,083 | ▲ 14% |
| Profit after taxes | € 388,922 | € 397,161 | € 754,841 | € 872,302 | ▲ 16% |
| Equity | € 1,731,400 | € 1,748,562 | € 1,623,402 | € 1,625,705 | |
| Total debts | € 1,127,709 | € 1,087,801 | € 1,008,759 | € 928,774 | ▼ 8% |
| Cash | € 183,077 | € 129,973 | € 24,573 | € 127,949 | ▲ € 103,376 |
| Land & buildings | € 358,882 | € 334,240 | € 309,597 | € 286,741 | ▼ 7% |
| Retained profit | € 1,654,455 | € 1,671,616 | € 1,546,457 | € 1,548,759 | |
| Dividend | € 380,000 | € 380,000 | € 880,000 | € 870,000 | ▼ 1% |
| Bank debt | € 742,024 | € 678,867 | € 614,549 | € 554,021 | ▼ 10% |
| Balance sheet total | € 2,859,109 | € 2,836,363 | € 2,632,162 | € 2,554,479 | ▼ 3% |
Key figures of KIVA GEEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KIVA GEEL?
What happened at KIVA GEEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 872,302 (▲ 16% vs 2024). Source: NBB ↗
- HG CONSULT BV became a director. NBB
- PASSURE BV became a director. NBB
- HEIDI GEUKENS stepped down as director. NBB
- BART VERMEERSCH stepped down as director. NBB
- HEIDI GEUKENS became a director. NBB
- BART VERMEERSCH became a director. NBB
- New establishment in Geel. KBO
In short
From € 388,922 profit in 2022 to € 872,302 profit in 2025.
Paid € 43,654 in corporate taxes since 2022.
Best year ever: 2025, with € 872,302 profit.
Paid out € 2.5 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of EBF Consulting, HG CONSULT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
KIVA GEELBehind KIVA GEEL are HG CONSULT BV and PASSURE BV. The shares are held by EBF Consulting (50%) and HG CONSULT (50%). It owns 79.8% of VERZEKERINGEN PEETERS itself.
Directors
According to the 2025 annual accounts
Managing director · represented by HEIDI GEUKENS
Also active at: VERZEKERINGEN PEETERS
since 2026
since 2026
since 2023 · until 2026
BART VERMEERSCH
Managing director
Also active at: VERZEKERINGEN PEETERS, EMB Invest, EBF Consulting, SOLVR
since 2023 · until 2026
Shareholders
50%
50%
Participations
79.8%
Establishments
Establishment units
Physical locations of this company
Pas 96
2440 Geel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0821.730.154
- VAT number
- BE 0821.730.154
- Registered office
- Pas 96, 2440 Geel
- Names & denominations
- KIVA GEEL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 2009
- Peppol
- Not registered