What does VERZEKERINGEN PEETERS do?

VERZEKERINGEN PEETERS is an insurance broker in Geel. Public Limited, started on 1 August 1989, 1 establishment.

What is the address of VERZEKERINGEN PEETERS?

The registered office of VERZEKERINGEN PEETERS is located at Pas 96, 2440 Geel.

Is VERZEKERINGEN PEETERS still active?

Yes. According to the CBE (29 October 2026) VERZEKERINGEN PEETERS is active, legal situation “Normale toestand”, started on 1 August 1989.

Is VERZEKERINGEN PEETERS registered on Peppol?

Yes, VERZEKERINGEN PEETERS is registered on the Peppol network with ID 0208:0437829096.

What is the enterprise number of VERZEKERINGEN PEETERS?

The enterprise number of VERZEKERINGEN PEETERS is BE0437829096.

When was VERZEKERINGEN PEETERS founded?

VERZEKERINGEN PEETERS was founded on 1 August 1989.

Is VERZEKERINGEN PEETERS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 August 1989; 5 annual accounts filed, latest fiscal year 2025; 8 directors known from the annual account.

How much profit did VERZEKERINGEN PEETERS make in 2025?

VERZEKERINGEN PEETERS posted a profit after taxes of € 477,864 in financial year 2025.

What is the revenue of VERZEKERINGEN PEETERS?

As a small company, VERZEKERINGEN PEETERS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 2,181,212.

How much does an employee at VERZEKERINGEN PEETERS earn?

The average wage cost per full-time employee at VERZEKERINGEN PEETERS was € 77,100 in 2025: staff costs of € 1.4 million for 18.5 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does VERZEKERINGEN PEETERS have?

According to the 2025 annual accounts, VERZEKERINGEN PEETERS has 18.5 full-time equivalents (FTE).

Does VERZEKERINGEN PEETERS have a website?

Yes, VERZEKERINGEN PEETERS has a website at coverd.be.

VERZEKERINGEN PEETERS (Public Limited) - Geel

Q: Who are the directors of VERZEKERINGEN PEETERS?

According to the 2025 annual accounts, the directors of VERZEKERINGEN PEETERS are: HG CONSULT BV, VICTOR PEETERS, PASSURE BV, DIRK VANDENBERGH, GODELIEVA PEETERS, HEIDI GEUKENS, PASCALE EECKHOUT , BART VERMEERSCH.

Dossier VERZEKERINGEN PEETERS, printed on 29 October 2026 from databakkes.be/en/0437829096/verzekeringen-peeters. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

VERZEKERINGEN PEETERS from Geel, company number BE0437829096, closed financial year 2025 with a result of € 477,864 after tax. For that financial year VERZEKERINGEN PEETERS recorded a gross margin of € 2.2 million and equity of € 319,314. Compared with financial year 2024, the result moved from € 430,700 to € 477,864. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.

What it is worth Growing

€ 319,314

▲ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 477,864

▲ 11% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 526,787

▲ € 471,754 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 475,000 paid out

99 % of the profit went to the shareholders, mostly to KIVA GEEL (80 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents

18.5

▼ 3.9 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 1.4 million

▼ 15% vs 2024

€ 77,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 91,975

▼ 38% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 178,461

▼ 67% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 77,111

▼ 17% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 315,984

▲ 30% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 2,238,297 Gross margin 2022: € 2,238,297 First fiscal year in the series	€ 2,284,264 Gross margin 2023: € 2,284,264 ▲ 2% vs 2022 (€ 2,238,297) Favourable step	€ 2,453,279 Gross margin 2024: € 2,453,279 ▲ 7% vs 2023 (€ 2,284,264) Favourable step	€ 2,181,212 Gross margin 2025: € 2,181,212 ▼ 11% vs 2024 (€ 2,453,279) Unfavourable step	▼ 11%
Profit after taxes	€ 393,399 Profit after taxes 2022: € 393,399 First fiscal year in the series	€ 369,176 Profit after taxes 2023: € 369,176 ▼ 6% vs 2022 (€ 393,399) Unfavourable step	€ 430,700 Profit after taxes 2024: € 430,700 ▲ 17% vs 2023 (€ 369,176) Favourable step	€ 477,864 Profit after taxes 2025: € 477,864 ▲ 11% vs 2024 (€ 430,700) Favourable step	▲ 11%
Equity	€ 276,574 Equity 2022: € 276,574 First fiscal year in the series	€ 285,750 Equity 2023: € 285,750 ▲ 3% vs 2022 (€ 276,574) Favourable step	€ 316,450 Equity 2024: € 316,450 ▲ 11% vs 2023 (€ 285,750) Favourable step	€ 319,314 Equity 2025: € 319,314 ▲ 1% vs 2024 (€ 316,450) Favourable step	▲ 1%
Total debts	€ 1,325,094 Total debts 2022: € 1,325,094 First fiscal year in the series	€ 1,301,764 Total debts 2023: € 1,301,764 ▼ 2% vs 2022 (€ 1,325,094) Favourable step	€ 1,281,014 Total debts 2024: € 1,281,014 ▼ 2% vs 2023 (€ 1,301,764) Favourable step	€ 1,046,556 Total debts 2025: € 1,046,556 ▼ 18% vs 2024 (€ 1,281,014) Favourable step	▼ 18%
Cash	€ 232,735 Cash 2022: € 232,735 First fiscal year in the series	€ 231,292 Cash 2023: € 231,292 ▼ 1% vs 2022 (€ 232,735) Unfavourable step	€ 55,033 Cash 2024: € 55,033 ▼ 76% vs 2023 (€ 231,292) Unfavourable step	€ 526,787 Cash 2025: € 526,787 ▲ € 471,754 vs 2024 (€ 55,033) Favourable step	▲ € 471,754
Retained profit	€ 171,220 Retained profit 2022: € 171,220 First fiscal year in the series	€ 180,395 Retained profit 2023: € 180,395 ▲ 5% vs 2022 (€ 171,220) Favourable step	€ 211,096 Retained profit 2024: € 211,096 ▲ 17% vs 2023 (€ 180,395) Favourable step	€ 213,959 Retained profit 2025: € 213,959 ▲ 1% vs 2024 (€ 211,096) Favourable step	▲ 1%
Dividend	€ 380,000 Dividend 2022: € 380,000 First fiscal year in the series	€ 360,000 Dividend 2023: € 360,000 ▼ 5% vs 2022 (€ 380,000) Unchanged	€ 400,000 Dividend 2024: € 400,000 ▲ 11% vs 2023 (€ 360,000) Unchanged	€ 475,000 Dividend 2025: € 475,000 ▲ 19% vs 2024 (€ 400,000) Unchanged	▲ 19%
Bank debt	€ 681,967 Bank debt 2022: € 681,967 First fiscal year in the series	€ 635,941 Bank debt 2023: € 635,941 ▼ 7% vs 2022 (€ 681,967) Favourable step	€ 545,025 Bank debt 2024: € 545,025 ▼ 14% vs 2023 (€ 635,941) Favourable step	€ 178,461 Bank debt 2025: € 178,461 ▼ 67% vs 2024 (€ 545,025) Favourable step	▼ 67%
Balance sheet total	€ 1,601,668 Balance sheet total 2022: € 1,601,668 First fiscal year in the series	€ 1,587,514 Balance sheet total 2023: € 1,587,514 ▼ 1% vs 2022 (€ 1,601,668) Unchanged	€ 1,624,581 Balance sheet total 2024: € 1,624,581 ▲ 2% vs 2023 (€ 1,587,514) Unchanged	€ 1,396,030 Balance sheet total 2025: € 1,396,030 ▼ 14% vs 2024 (€ 1,624,581) Unchanged	▼ 14%
Employees (FTE)	23.5 Employees (FTE) 2022: 23.5 First fiscal year in the series	21.7 Employees (FTE) 2023: 21.7 ▼ 1.8 vs 2022 (23.5) Unchanged	22.4 Employees (FTE) 2024: 22.4 ▲ 0.7 vs 2023 (21.7) Unchanged	18.5 Employees (FTE) 2025: 18.5 ▼ 3.9 vs 2024 (22.4) Unchanged	▼ 3.9

Key figures of VERZEKERINGEN PEETERS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to VERZEKERINGEN PEETERS?

What happened at VERZEKERINGEN PEETERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 26, 2026 New annual accounts for financial year 2025: profit of € 477,864 (▲ 11% vs 2024). Source: NBB ↗
2026 HG CONSULT BV became a director. NBB
2026 PASSURE BV became a director. NBB
2026 HEIDI GEUKENS stepped down as director. NBB
2026 PASCALE EECKHOUT stepped down as director. NBB
2026 BART VERMEERSCH stepped down as director. NBB
2024 PASCALE EECKHOUT became a director. NBB
2023 VICTOR PEETERS became a director. NBB

In short

From € 393,399 profit in 2022 to € 477,864 profit in 2025.

Paid € 633,911 in corporate taxes since 2022.

Best year ever: 2025, with € 477,864 profit.

On average € 117,900 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

KIVA GEEL 79.8%

The stake of KIVA GEEL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

VERZEKERINGEN PEETERS

Behind VERZEKERINGEN PEETERS are HG CONSULT BV, VICTOR PEETERS, PASSURE BV, DIRK VANDENBERGH and GODELIEVA PEETERS. The shares are held by KIVA GEEL (79.8%).

Directors

According to the 2025 annual accounts

HG CONSULT BV

Managing director · represented by HEIDI GEUKENS

Also active at: KIVA GEEL

since 2026

VICTOR PEETERS

Director

Also active at: IMMO VL, GEVICO, JSB Belgium, VP INVEST LEUVEN, BVM VASTGOED, VP INVEST KEMPEN

since 2023

PASSURE BV

Managing director · represented by PASCALE EECKHOUT

Also active at: KIVA GEEL

since 2026

DIRK VANDENBERGH

Director

Also active at: VDBM

since 2023

GODELIEVA PEETERS

Director

since 2023

HEIDI GEUKENS

Managing director

Also active at: HG CONSULT, KIVA GEEL

since 2023 · until 2026

PASCALE EECKHOUT

Director

Also active at: Passure

since 2024 · until 2026

BART VERMEERSCH

Managing director

Also active at: EMB Invest, EBF Consulting, SOLVR, KIVA GEEL

since 2023 · until 2026

Shareholders

KIVA GEEL

79.8%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Pas 96

2440 Geel

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

VP INVEST LEUVEN same network

€ 3,415 gross margin · 2025

KIVA GEEL same network

€ 928,083 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS coverd.be

Canonical: https://www.coverd.be/

Technologies

Nginx

Hosting & Email

Email provider

Self-hosted

Hosting

COMBELL-AS, BE

Website info

HTTPS Ja

Languages NL

Features

Webshop Blog Jobs Contact page

Security

✓ HTTPS

✓ SPF

✓ DMARC

Network

✓ IPv6

Details

Company number

0437.829.096

VAT number

BE 0437.829.096

Registered office

Pas 96, 2440 Geel

Names & denominations

VERZEKERINGEN PEETERS

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

1 August 1989

Peppol

Active · Active since 28 Aug 2023

Contact

coverd.be

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

VERZEKERINGEN PEETERS

Financials

What happened to VERZEKERINGEN PEETERS?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Website

Technologies

Hosting & Email

Website info

Features

Security

Network

Details

Frequently asked questions