Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Busy address KBO
48 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2024
A+B from Waterloo, company number BE0819457978, closed financial year 2024 with a result of € 5,869 after tax. For that financial year A+B recorded a gross margin of € 85,063 and equity of € -56,740. Compared with financial year 2023, the result moved from € -8,039 to € 5,869. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 19, 2025.
€ -56,740
▲ € 5,869 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,869
▲ still € 8,039 loss in 2023
Profit after tax over the fiscal year.
€ 51,514
▲ 14% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -106,740.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 76,923
▼ 1% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
€ 140,000
Loans from banks and other lenders, long and short.
€ 36,181
▼ 35% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 60,213
▼ 18% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 32,233 | € 88,995 | € 80,214 | € 85,063 | ▲ 6% |
| Profit after taxes | € -32,578 | € -4,459 | € -8,039 | € 5,869 | ▲ € 13,908 |
| Equity | € -50,112 | € -54,570 | € -62,610 | € -56,740 | ▲ € 5,869 |
| Total debts | € 317,447 | € 295,660 | € 273,596 | € 236,672 | ▼ 13% |
| Cash | € 69,090 | € 61,785 | € 45,220 | € 51,514 | ▲ 14% |
| Retained profit | € -100,112 | € -104,570 | € -112,610 | € -106,740 | ▲ € 5,869 |
| Bank debt | € 140,000 | € 140,000 | € 140,000 | € 140,000 | |
| Balance sheet total | € 267,335 | € 241,089 | € 210,987 | € 179,932 | ▼ 15% |
Key figures of A+B, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to A+B?
What happened at A+B in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 5,869. filed late Source: NBB ↗
- F.Y.T.U. SPRL became a director. NBB
- New establishment in Waterloo. KBO
- Ana SALMERON PEREZ became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 32,578 loss in 2021 to € 5,869 profit in 2024.
Paid € 2,236 in corporate taxes since 2021.
Best year ever: 2024, with € 5,869 profit.
A new publication or filing at A+B? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind A+B are F.Y.T.U. SPRL and Ana SALMERON PEREZ.
Directors
According to the 2024 annual accounts
Manager · represented by Brigitte PAYE
since 2016
Ana SALMERON PEREZ
Manager
since 2009
Establishments
Establishment units
Physical locations of this company
Chaussée de Bruxelles 165
1410 Waterloo
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 48 companies are registered at this address.
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€ 90,871 gross margin · 2025
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€ 1.3 million gross margin · 2025
Exploitants du Passage Wellington
ANNATH
€ 120,510 gross margin · 2025
+43 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0819.457.978
- VAT number
- BE 0819.457.978
- Registered office
- Chaussée de Bruxelles 165, 1410 Waterloo
- Names & denominations
- A+B
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 October 2009
- Peppol
- Active · Active since 27 Nov 2025
- Activities · NACE
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