Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
CREOLE from Waterloo, company number BE0436853653, closed financial year 2025 with a result of € -41,090 after tax. For that financial year CREOLE recorded a gross margin of € 120,160 and equity of € 168,514. Compared with financial year 2024, the result moved from € -38,217 to € -41,090. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 3, 2026.
€ 168,514
▼ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -41,090
▼ 8 % more loss than in 2024
Profit after tax over the fiscal year.
€ 53,733
▼ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 143,514.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 147,255
▼ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 10,430
Loans from banks and other lenders, long and short.
€ 22,900
▲ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 39,241
▲ 11% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 159,893 | € 141,383 | € 123,081 | € 120,160 | ▼ 2% |
| Profit after taxes | € 7,179 | € -664 | € -38,217 | € -41,090 | ▼ € 2,873 |
| Equity | € 248,485 | € 247,821 | € 209,604 | € 168,514 | ▼ 20% |
| Total debts | € 64,068 | € 74,400 | € 66,890 | € 72,570 | ▲ 8% |
| Cash | € 88,644 | € 82,102 | € 55,319 | € 53,733 | ▼ 3% |
| Retained profit | € 223,485 | € 222,821 | € 184,604 | € 143,514 | ▼ 22% |
| Bank debt | € 10,265 | € 10,442 | € 10,443 | € 10,430 | |
| Balance sheet total | € 312,552 | € 322,220 | € 276,494 | € 241,084 | ▼ 13% |
Key figures of CREOLE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREOLE?
What happened at CREOLE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 41,090. filed late Source: NBB ↗
- Roman Willems became a director. NBB
- New establishment in Sint-Pieters-Woluwe. KBO
- New establishment in Waterloo. KBO
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,179 profit in 2022 to € 41,090 loss in 2025.
Paid € 407 in corporate taxes since 2022.
Best year ever: 2022, with € 7,179 profit.
Management
Behind CREOLE is Roman Willems. Roman Willems is also behind ETS. J.J. WILLEMS and C.E. PRO BELGIUM.
Directors
According to the 2025 annual accounts
since 2023
Establishments
Establishment units
Physical locations of this company
Chaussée de Bruxelles 238 box 4
1410 Waterloo
Guldenvliesgalerij 320
1050 Elsene
Active since 8 March 1989
Chaussée de Bruxelles 238
1410 Waterloo
Active since 30 August 1994
Kerkstraat 163
1150 Sint-Pieters-Woluwe
Active since 1 January 2010
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →MELI - MELODIE
€ 443,125 gross margin · 2025
CONCEPT DISTRIBUTION
€ 202,964 revenue · 2025
Association des copropriétaires de la Résidence "Les Nouvelles Galeries de Waterloo" à Waterloo, chaussée de Bruxelles, 238
Association partielle de la copropriété "Nouvelle Galerie de Waterloo - lot 2 partie appartements" à 1410 Waterloo, chaussée de Bruxelles, 238
Association partielle de la copropriété " Lot 1 Retail de la Nouvelle Galerie de Waterloo" à 1410 Waterloo, chausssée de Bruxelles, 238.
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.853.653
- VAT number
- BE 0436.853.653
- Registered office
- Chaussée de Bruxelles 238 bus 4, 1410 Waterloo
- Names & denominations
- CREOLE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 March 1989
- Peppol
- Active · Active since 11 Feb 2026
- Activities · NACE
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