Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2025 and 2026.
Financials
Financial year 2026
JLM Conseils from Herve, company number BE0818811048, closed financial year 2026 with a result of € -39,457 after tax. For that financial year JLM Conseils recorded a gross margin of € -12,683 and equity of € -118,507. Compared with financial year 2025, the result moved from € -34,662 to € -39,457. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 14, 2026.
€ -118,507
▼ € 39,457 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -39,457
▼ 14 % more loss than in 2025
Profit after tax over the fiscal year.
€ 892
▲ 54% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -124,707.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 21,261
▼ 54% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 711
▼ 18% vs 2025
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 8,423 | € 14,163 | € -12,573 | € -12,683 | ▼ € 110 |
| Profit after taxes | € -2,496 | € 3,581 | € -34,662 | € -39,457 | ▼ € 4,795 |
| Equity | € -47,970 | € -44,388 | € -79,050 | € -118,507 | ▼ € 39,457 |
| Total debts | € 76,661 | € 64,885 | € 137,920 | € 144,498 | ▲ 5% |
| Cash | € 209 | € 709 | € 578 | € 892 | ▲ 54% |
| Retained profit | € -54,170 | € -50,588 | € -85,250 | € -124,707 | ▼ € 39,457 |
| Bank debt | € 75,481 | € 17,417 | € 7,101 | € 0 | ▼ 100% |
| Balance sheet total | € 28,691 | € 20,496 | € 58,870 | € 25,991 | ▼ 56% |
Key figures of JLM Conseils, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to JLM Conseils?
What happened at JLM Conseils in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 39,457. Source: NBB ↗
- New establishment in Herve. KBO
- Laurent SPOIDEN became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 2,496 loss in 2023 to € 39,457 loss in 2026.
Best year ever: 2024, with € 3,581 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JLM Conseils is Laurent SPOIDEN. Laurent SPOIDEN is also behind Laurent SPOIDEN Assurances.
Directors
According to the 2026 annual accounts
since 2009
Establishments
Establishment units
Physical locations of this company
Chapelle Adam 42
4652 Herve
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0818.811.048
- VAT number
- BE 0818.811.048
- Registered office
- Chapelle Adam 42, 4652 Herve
- Names & denominations
- JLM Conseils
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 September 2009
- Peppol
- Active · Active since 17 Jun 2026
- Activities · NACE
Activiteiten van risicoanalisten en schadetaxateurs
Beveiligingsactiviteiten, neg
Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg
Handelsbemiddeling in de niet-gespecialiseerde groothandel
Handel in eigen onroerend goed
Overige gespecialiseerde wetenschappelijke en technische activiteiten
Diensten in verband met beveiligingssystemen